9546 FM 2578, Terrell, TX 75160 Property Records

Kaufman County property record for 9546 FM 2578, Terrell, TX 75160

Property Summary

Property Type	Rural Home
Details	4,510 sqft · built 2021
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$12,626 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R6125`

Property Details

APN / Parcel Number

Primary APN	`R6125`
Alternative APN	`99.0166.0000.1015.03.06.00`

Interior

Stories	1 Story
Building Area	4,510 sqft Living Area
1st Floor Area	4,510 sqft

Exterior

Year Built	Built 2021
Exterior Material	Metal
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R6125
Old Parcel Number	99016600001015030600
Street Address	9546 FM 2578
City	TERRELL
State	TX
Zip	75160-6622
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	MARY GILBREATH, TRACT 1015.03; 5.0 ACRES
Legal Subdivision	MARY GILBREATH
Legal Tract	1015.03
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL SOUTH
Census Block Group	3
Census Block	3000
Census Tract	50701

Owner

Source: Kaufman County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9546 FM 2578, TERRELL, TX 75160-6622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Nov 7, 2017	Vendor's Lien, Transfer · ARM THE AMERICAN NATIONAL BANK OF TEXAS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2017
Deed Sale	Nov 7, 2017
Deed Document Number	2017-0025864
Deed Book / Page	5503 / 364
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	9546 FM 2578, TERRELL, TX 75160-6622
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	BLACKSTONE TITLE AGENCY, BLACKSTONE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0074190507
Date	Jan 7, 2022
Book Page	7419/507
Instrument	2022-0001101

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Nov 7, 2017
Property Address	9546 FM 2578, TERRELL, TX 75160-6622
Document Number	0055030364
Book / Page	5503 / 364
Instrument Date	Oct 26, 2017
Instrument	2017-0025864
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	RANGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6951 LYNX LAIR RD, 6951, EVERGREEN, CO 80439-6581

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 CHERRYWOOD TRL, KAUFMAN, TX 75142

Mortgage

Document Number	20170025865
Date	Nov 7, 2017
Instrument	2017-0025865

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 1, 2022
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	9.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$780,000 (+30.33%) Land $209,999 Building $570,001	$780,000 (+5.67%) Land $209,999 Building $570,001
2024	$12,626.00 (+39.53%)
2023	$9,049.00 (+129,171.43%)	$598,464 Land $35,287 Building $563,177	$738,176 Land $174,999 Building $563,177
2022	$7.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2001–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSE HILL SUD serves 4,827 people · EPA ID TX1290023
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Nextlink.

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