9540 FM 2578, Terrell, TX 75160 Property Records

Kaufman County property record for 9540 FM 2578, Terrell, TX 75160

Property Summary

Property Type	General Agricultural/Rural
Details	4 bd · 3 ba · 3,699 sqft · built 2016
Lot Size	18.6 acres (812,350 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,543 (2024)
Deeds & Mortgages	Dec 2020 Sale Jan 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R191253`

Property Details

APN / Parcel Number

Primary APN	`R191253`
Alternative APNs	`99.0166.0000.1015.04.06.00` `191253`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,699 sqft Gross Area
1st Floor Area	2,789 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	812,350 sqft (18.6 acres)
Garage Type	Attached
Garage Area	701 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	333 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9540 FM RR 2578
City	TERRELL
State	TX
Zip	75160
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	MARY GILBREATH, TRACT 1015.04; 18.649 ACRES
Legal Subdivision	MARY GILBREATH
Legal Tract	1015.04
Legal Block	3
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL SOUTH
Census Block Group	3
Census Block	3000
Census Tract	50701

Owner

9540 FM 2578, an agricultural property, is owned and occupied by two individuals who acquired it in December 2020.

Source: Kaufman County records, as of August 6, 2025

Owner of Record	2 Individual Names on File
Mailing Address	9540 FM RR 2578, TERRELL, TX 75160
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Warranty Deed, Transfer RANGER TITLE COMPANY, RANGER TITLE CO
Jan 24, 2017	Trustee's Deed, Construction Loan · Construction Mortgage HERITAGE LAND BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020
Deed Sale	Dec 3, 2020
Prior Sale	Mar 13, 2019 · Amount on File
Deed Document Number	202038673
Prior Transfer Date	Mar 1, 2019
Prior Transfer Doc	0000005438
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	Dec 3, 2020
Property Address	9540 FM 2578, TERRELL, TX 75160-6622
Document Number	0067170266
Book / Page	006717 / 000266
Instrument Date	Dec 2, 2020
Instrument	38673
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	RANGER TITLE COMPANY, RANGER TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9540 FM 2578 TERRELL TX 751606622, TERRELL, TX 75160-6622

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KAUFMAN TX
Recording Date	Jan 24, 2017
Property Address	9540 FM 2578, TERRELL, TX 75160-6622
Document Number	0052460318
Book / Page	005246 / 000318
Instrument Date	May 27, 2016
Instrument	1643
Transaction Type	Construction Loan
Record Updated	Sep 9, 2017
Title Company	RANGER TITLE COMPANY, RANGER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	52460318
Date	Jan 24, 2017
Book Page	005246/000318
Instrument	1643

Lender

Name	HERITAGE LAND BK
Type	Bank
Address	TYLER, TX 75703

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 23, 2037

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$915,000 Land $425,394 Building $489,606	$915,000 Land $425,394 Building $489,606
2024	$10,543.00 (+0.59%)
2023	$10,481.00 (-16.65%) Homeowner's exemption Senior Citizen's exemption	$923,729 Land $388,096 Building $535,633	$923,729 Land $388,096 Building $535,633
2022	$12,574.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9540 FM 2578 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2001–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9540 FM 2578 is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSE HILL SUD serves 4,827 people · EPA ID TX1290023
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Nextlink.

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