Frederick County property record for 9545 Keys Chapel Rd, Union Bridge, MD 21791
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 936 sqft · built 1967 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,009 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-385191 |
| Primary APN | 19-385191 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 33,541 sqft (0.77 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 385191 |
|---|---|
| Street Address | 9545 KEYS CHAPEL RD |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791-7901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT .77 AC E/S KEYS CHAPEL RD. |
| Legal Lot Number | 77 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 19, LINGANORE |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 751600 |
9545 Keys Chapel Rd is owned and occupied by an individual.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9545 KEYS CHAPEL RD, UNION BRIDGE, MD 21791-7901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 9545 Keys Chapel Rd was $3,009 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $265,800 (+3.22%) | $282,400 (+9.67%) Land $135,900 Building $146,500 | |
| 2025 | $3,009.00 Homeowner's exemption | $257,500 Land $135,900 Building $121,600 | $257,500 Land $135,900 Building $121,600 |
| 2023 | $860.00 Homeowner's exemption | $220,500 | $257,500 Land $135,900 Building $121,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9545 Keys Chapel Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9545 Keys Chapel Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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