Frederick County property record for 9533 Keys Chapel Rd, Union Bridge, MD 21791
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 728 sqft · built 1913 |
| Lot Size | 2.38 acres (104,108 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Feb 1995) |
| Tax Bill | $2,689 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-385434 |
| Primary APN | 19-385434 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 728 sqft Living Area |
| Gross Area | 872 sqft |
| 1st Floor Area | 364 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 104,108 sqft |
| Porch | Enclosed Porch |
| Porch Area | 300 sqft |
| Sewer | Connected |
|---|
| Account Number | 385434 |
|---|---|
| Street Address | 9533 KEYS CHAPEL RD |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791-7901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 2.39 AC E/S KEYS CHAPEL RD. OFF COPPERMINE RD. |
| Legal Subdivision | OVERBROOK |
| Legal Lot Number | 70 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 19, LINGANORE |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 751600 |
9533 Keys Chapel Rd is owned and occupied by an individual who acquired it in September 2017.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9533 KEYS CHAPEL RD, UNION BRIDGE, MD 21791-7901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 1995 · Amount on File |
| Deed Sale | Feb 17, 1995 · Amount on File |
| Prior Sale | Jul 29, 1988 · Amount on File |
| Deed Book / Page | 2077 / 1165 |
| Last Transfer Date | Sep 26, 2017 |
| Transfer Doc | 0120780195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 13, 2017 |
| Property Address | 9533 KEYS CHAPEL RD, UNION BRIDGE, MD 21791-7901 |
| Document Number | 0120780195 |
| Book / Page | 12078 / 0195 |
| Instrument Date | Sep 26, 2017 |
| Instrument | 12078-0195 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | EXCALIBUR TITLE & ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 9533 KEYS CHAPEL RD, UNION BRIDGE, MD 21791-7901 |
| Document Number | 120780199 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 12078-0199 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 9533 Keys Chapel Rd was $2,689 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $266,200 | $273,800 Land $152,500 Building $121,300 | |
| 2025 | $2,689.00 | ||
| 2023 | $2,403.00 Homeowner's exemption | $220,000 | $262,400 Land $152,500 Building $109,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9533 Keys Chapel Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9533 Keys Chapel Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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