9545 Clocktower Ln, Columbia, MD 21046 Property Records

Howard County property record for 9545 Clocktower Ln, Columbia, MD 21046

Property Summary

Property Type	Townhouse
Details	3 ba · 1,260 sqft · built 1988
Lot Size	0.025 acres (1,089 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (May 2019)
Tax Bill	$5,200 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-185353`

Property Details

APN / Parcel Number

Primary APN	`16-185353`
Alternative APN	`185353`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,260 sqft Total Area
Basement Area	283 sqft
Finished Basement	283 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,089 sqft (0.025 acres)
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	185353
Street Address	9545 CLOCKTOWER LN
City	COLUMBIA
State	MD
Zip	21046-1870
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NT
Legal Description	LOT D-112 .0254 A 9545 CLOCKTOWER LN VIL KINGS CONT S 3 AR 1
Legal Subdivision	VILLAGE KINGS CONTRIVANCE SEC
Legal Lot Number	D 112
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2010
Census Tract	606804

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9545 CLOCKTOWER LN, COLUMBIA, MD 21046-1870
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Line of Credit APL FCU
May 10, 2019	Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2019 · Amount on Record
Deed Sale	May 10, 2019 · Amount on Record
Prior Sale	Dec 6, 2004 · Amount on Record
Deed Book / Page	18663 / 409
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9545 CLOCKTOWER LN, COLUMBIA, MD 21046-1870
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9545 CLOCKTOWER LN, COLUMBIA, MD 21046-1870

Mortgage

Document Number	0216260444
Date	Jul 18, 2022
Book Page	21626/444

Lender

Name	APL FCU
Type	Credit Union
Address	LAUREL, MD 20723

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jun 27, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	May 10, 2019
Property Address	9545 CLOCKTOWER LN, COLUMBIA, MD 21046-1870
Document Number	0186630409
Book / Page	018663 / 000409
Instrument Date	Apr 26, 2019
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	KEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	9545 CLOCKTOWER LN COLUMBIA MD 210461870, COLUMBIA, MD 21046-1870

Mortgage

Document Number	186630416
Date	May 10, 2019
Book Page	018663/000416

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2049

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,200.00 (+1.03%) Homeowner's exemption	$359,700 (+6.24%) Land $160,000 Building $199,700	$359,700 (-) Land $160,000 Building $199,700
2025	$5,147.00 (+59.35%) Homeowner's exemption	$338,567 (+14.26%)	$359,700 (+21.4%) Land $160,000 Building $199,700
2023		$296,300 Land $130,000 Building $166,300	$296,300 Land $130,000 Building $166,300
2022	$3,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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