9539 Clocktower Ln, Columbia, MD 21046 Property Records

Howard County property record for 9539 Clocktower Ln, Columbia, MD 21046 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,260 sqft · built 1987
Lot Size	0.026 acres (1,132 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Dec 2019)
Tax Bill	$5,231 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-185329`

Property Details

APN / Parcel Number

Primary APN	`16-185329`
Alternative APN	`185329`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,260 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,132 sqft (0.026 acres)
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	185329
Street Address	9539 CLOCKTOWER LN
City	COLUMBIA
State	MD
Zip	21046-1870
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT D-109 .0263 A 9539 CLOCKTOWER LN VIL KINGS CONT S 3 AR 1
Legal Subdivision	VILLAGE OF KINGS CONTRIVANCE
Legal Lot Number	D 109
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2010
Census Tract	606804

Owner

Source: Howard County records · APN 16-185329

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9539 CLOCKTOWER LN, COLUMBIA, MD 21046-1870
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE
Dec 03, 2019	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 03, 2019 · Amount on Record
Deed Sale	Dec 03, 2019 · Amount on Record
Prior Sale	Sep 09, 2010 · Amount on Record
Deed Book / Page	19044 / 231
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9539 CLOCKTOWER LN, COLUMBIA, MD 21046-1870
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0203560048
Date	Mar 22, 2021
Book Page	20356/48

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Dec 03, 2019
Property Address	9539 CLOCKTOWER LN, COLUMBIA, MD 21046-1870
Document Number	0190440231
Book / Page	19044 / 231
Map Reference	PL 7081
Instrument Date	Nov 22, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TRUE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9539 CLOCKTOWER LN, COLUMBIA, MD 21046-1870

Mortgage

Document Number	19044240
Date	Dec 03, 2019
Instrument	19044/240

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Dec 01, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,900 (+6.22%) Land $160,000 Building $205,900	$365,900 (-) Land $160,000 Building $205,900
2025	$5,231.00 (+58.9%) Homeowner's exemption	$344,467 (+14.21%)	$365,900 (+21.32%) Land $160,000 Building $205,900
2023		$301,600 Land $130,000 Building $171,600	$301,600 Land $130,000 Building $171,600
2022	$3,292.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276068042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 246 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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