954 SW Spelling Pl, Cascade Locks, OR 97014 Property Records

Hood River County property record for 954 SW Spelling Pl, Cascade Locks, OR 97014

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,434 sqft · built 2015
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$699,000 (Oct 2025)
Tax Bill	$4,402 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Oct 2025 Sale & Mortgage
APN	`2N07E12CD 6324`

Property Details

APN / Parcel Number

Primary APN	`2N07E12CD 6324`
Alternative APNs	`2N-07E-12-CD-06324-13757.00` `13757`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,434 sqft Living Area
Gross Area	1,908 sqft
1st Floor Area	1,434 sqft
Family Room	Family Room

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Exterior Material	Wood
Roof Material	Metal
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	108 sqft
Deck Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Heat Pump

Location & Zoning

Account Number	13757
Street Address	954 SW SPELLING PL
City	CASCADE LOCKS
State	OR
Zip	97014-6708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Range	07E
Legal Township	02N
Legal Section	12
Legal Subdivision	HARMONY HEAVEN SUB
Legal Lot Number	7,8
Jurisdiction	HOOD RIVER OR
Township / Civil Division	CASCADE LOCKS
Census Block Group	1
Census Block	1089
Census Tract	950100

Owner

Source: Hood River County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	424 KAYE ST, COPPELL, TX 75019-3910
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Deed of Trust, Mortgage · Line of Credit RIVERMARK COMMUNITY CU
Oct 1, 2025	Warranty Deed, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Deed Document Number	20252097
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOOD RIVER OR
Property Address	954 SW SPELLING PL, CASCADE LOCKS, OR 97014
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	COLUMBIA GORGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002366
Date	Aug 3, 2022
Instrument	2022-02366

Lender

Name	RIVERMARK COMMUNITY CU
Type	Credit Union
Address	BEAVERTON, OR 97076

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	348 Months
Due	Aug 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOOD RIVER OR
Recording Date	Oct 1, 2025
Property Address	954 SW SPELLING PL, CASCADE LOCKS, OR 97014
Document Number	0000002097
Instrument Date	Oct 1, 2025
Instrument	2025-02097
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	COLUMBIA GORGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 STILLWELL AVE, TILLAMOOK, OR 97141-2117

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	424 KAYE ST, COPPELL, TX 75019-3910

Mortgage

Document Number	0000002098
Date	Oct 1, 2025
Instrument	2025-02098

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Hood River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Hood River County
Municipality	Cascade Locks City
Unified School District	Hood River County School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,402.00 (+4.71%)	$294,730 (+3%) Land $75,980 Building $218,750	$535,960 (-3.83%) Land $115,220 Building $420,740
2024	$4,204.00 (+2.81%)	$286,150 (+3%) Land $73,770 Building $212,380	$557,290 (+11.65%) Land $129,830 Building $427,460
2023	$4,089.00 (+2.76%)	$277,820 (+3%) Land $71,620 Building $206,200	$499,130 (+5.75%) Land $94,110 Building $405,020
2022	$3,979.00	$269,730 Land $106,300 Building $163,430	$471,970 Land $84,980 Building $386,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CASCADE LOCKS serves 1,398 people · EPA ID OR4100172
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Mountain Net Fiber · Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on SW Spelling Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures