922 SW Spelling Pl, Cascade Locks, OR 97014 Property Records

Hood River County property record for 922 SW Spelling Pl, Cascade Locks, OR 97014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,576 sqft · built 2017
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$689,000 (Aug 2026)
Tax Bill	$3,955 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2021 Mortgage
APN	`2N07E12CD 6328`

Property Details

APN / Parcel Number

Primary APN	`2N07E12CD 6328`
Alternative APNs	`2N-07E-12-CD-06328-13761.00` `13761`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
Gross Area	2,049 sqft
1st Floor Area	1,576 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood Siding
Roof Material	Metal
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	77 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	13761
Street Address	922 SW SPELLING PL
City	CASCADE LOCKS
State	OR
Zip	97014-6708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Range	07E
Legal Township	02N
Legal Section	12
Legal Subdivision	HARMONY HEAVEN SUBDIVISION
Jurisdiction	HOOD RIVER OR
Township / Civil Division	CASCADE LOCKS
Census Block Group	1
Census Block	1089
Census Tract	950100

Owner

Source: Hood River County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1452 LACOCK KELCHNER RD, 249, UNDERWOOD, WA 98651-9223
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer · FHA Mortgage DIRECTORS MORTGAGE
Jun 18, 2021	Special Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2026 · Amount on Record
Deed Sale	Aug 28, 2026 · Amount on Record
Prior Sale	Jun 18, 2021
Deed Document Number	20262131
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOOD RIVER OR
Recording Date	Aug 28, 2026
Property Address	922 SW SPELLING PL, CASCADE LOCKS, OR 97014-6708
Document Number	0000002131
Instrument Date	Aug 26, 2026
Instrument	20262131
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	COLUMBIA GORGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000002132,
Date	Aug 28, 2026
Instrument	20262132

Lender

Name	DIRECTORS MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HOOD RIVER OR
Recording Date	Jun 18, 2021
Property Address	926 SW SPELLING PL, CASCADE LOCKS, OR 97014-6708
Document Number	0000002919
Instrument Date	Jun 15, 2021
Instrument	2021-02919
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 SW SPELLING PL, CASCADE LOCKS, OR 97014-6708

Mortgage

Document Number	0000002920
Date	Jun 18, 2021
Instrument	2021-02920

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Hood River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Hood River County
Municipality	Cascade Locks City
Unified School District	Hood River County School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,955.00 (+4.74%)	$264,240 (+3%) Land $79,820 Building $184,420	$454,720 (-4.6%) Land $115,220 Building $339,500
2024	$3,776.00 (+2.8%)	$256,550 (+3%) Land $77,500 Building $179,050	$476,650 (+13.71%) Land $129,830 Building $346,820
2023	$3,673.00 (+2.74%)	$249,080 (+3%) Land $75,240 Building $173,840	$419,190 (+6.8%) Land $94,110 Building $325,080
2022	$3,575.00	$241,830 Land $100,460 Building $141,370	$392,510 Land $84,980 Building $307,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CASCADE LOCKS serves 1,398 people · EPA ID OR4100172
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Mountain Net Fiber · Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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