954 Shipwatch Dr E, Jacksonville, FL 32225 Property Records

Duval County property record for 954 Shipwatch Dr E, Jacksonville, FL 32225

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,516 sqft · built 2002
Lot Size	0.457 acres (19,905 sqft)
Owner	2 Individual Names on File
Last Sale	$1,800,000 (May 2022)
Tax Bill	$29,413 (2025)
Deeds & Mortgages	Aug 2026 Sale Feb 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`167127-1735`

Property Details

APN / Parcel Number

Primary APN	`167127-1735`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,516 sqft Living Area
Gross Area	4,876 sqft
1st Floor Area	3,516 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	19,905 sqft (0.457 acres)
Lot Dimensions	200 ft deep x 100 ft wide
View / Lot	Canal
Garage Type	Attached
Garage Area	790 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	4 sqft
Porch	Finished Screened Porch
Porch Area	570 sqft
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	954 SHIPWATCH DR E
City	JACKSONVILLE
State	FL
Zip	32225-5412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	45-100 37-2S-28E QUEENS HARBOUR YACHT AND COUNTRY CLUB UNIT 01 LOT 148
Legal Range	28E
Legal Township	02S
Legal Section	37
Legal Subdivision	QUEEN HRBR YCHT&CO CLUB 1
Legal Block	3
Legal Lot Number	148
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	3
Census Block	3009
Census Tract	14330

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	954 SHIPWATCH DR E, JACKSONVILLE, FL 32225-5412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Feb 15, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 12, 2022	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2022 · Amount on File
Deed Sale	May 12, 2022 · Amount on File
Prior Sale	Oct 16, 2001 · Amount on File
Deed Document Number	2022127746
Deed Book / Page	20276 / 61
Last Transfer Date	Aug 3, 2026
Transfer Doc	0000183739
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DUVAL FL
Recording Date	Aug 6, 2026
Property Address	954 SHIPWATCH DR E, JACKSONVILLE, FL 32225-5412
Document Number	0000183739
Book / Page	22008 / 2479
Instrument Date	Aug 3, 2026
Instrument	2026183739
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Percentage Unclear

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	954 SHIPWATCH DR E, JACKSONVILLE, FL 32225-5412

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	954 SHIPWATCH DR E, JACKSONVILLE, FL 32225-5412
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	954 SHIPWATCH DR E, JACKSONVILLE, FL 32225-5412

Mortgage

Document Number	0205831152
Date	Feb 15, 2023
Book Page	20583/1152
Instrument	2023030418

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	May 12, 2022
Property Address	954 SHIPWATCH DR E, JACKSONVILLE, FL 32225-5412
Document Number	0202760061
Book / Page	20276 / 61
Map Reference	MB45 PG100&100A-100Q
Instrument Date	Apr 26, 2022
Instrument	2022127746
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	954 SHIPWATCH DR E, 954, JACKSONVILLE, FL 32225-5412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	954 SHIPWATCH DR E, JACKSONVILLE, FL 32225-5412

Mortgage

Document Number	0002027663
Date	May 12, 2022
Instrument	20276/63

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,722,928 (+2.7%)	$1,814,408 (+2.3%) Land $526,058 Building $1,288,350
2025	$29,413.00 (+2.82%) Homeowner's exemption	$1,677,632 (+12.61%)	$1,773,569 (+19.05%) Land $489,060 Building $1,284,509
2024	$28,606.00 (+6.09%)
2023	$26,964.00 (+93.47%)	$1,489,732 (+75.74%) Land $413,820 Building $1,075,912	$1,489,732 (+10.32%) Land $413,820 Building $1,075,912
2022	$13,937.00 Homeowner's exemption	$847,709	$1,350,339 Land $413,820 Building $936,519

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 317 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	317 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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