946 Shipwatch Dr E, Jacksonville, FL 32225 Property Records

Duval County property record for 946 Shipwatch Dr E, Jacksonville, FL 32225

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,311 sqft · built 1993
Lot Size	0.454 acres (19,767 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Nov 2017)
Tax Bill	$11,941 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`167127-1765`

Property Details

APN / Parcel Number

Primary APN	`167127-1765`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,311 sqft Living Area
Gross Area	4,488 sqft
1st Floor Area	2,685 sqft
Upper Floors Area	626 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,767 sqft (0.454 acres)
Lot Dimensions	210 ft deep x 90 ft wide
View / Lot	Canal
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	366 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	946 SHIPWATCH DR E
City	JACKSONVILLE
State	FL
Zip	32225-5411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	45-100 37-2S-28E QUEENS HARBOUR YACHT AND COUNTRY CLUB UNIT 01 LOT 154
Legal Range	28E
Legal Township	02S
Legal Section	37
Legal Subdivision	QUEEN HRBR YCHT&CO CLUB 1
Legal Block	3
Legal Lot Number	154
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	3
Census Block	3009
Census Tract	14330

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	946 SHIPWATCH DR E, JACKSONVILLE, FL 32225-5411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Nov 14, 2017	Warranty Deed, Transfer · ARM MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2017 · Amount on File
Deed Sale	Nov 14, 2017 · Amount on File
Prior Sale	Jul 11, 1995 · Amount on File
Deed Document Number	2017262118
Deed Book / Page	18187 / 847
Prior Transfer Date	Nov 24, 1998
Prior Transfer Doc	0000292981
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	946 SHIPWATCH DR E, JACKSONVILLE, FL 32225-5411
Transaction Type	Mortgage
Record Updated	Jan 8, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 SHIPWATCH DR E, JACKSONVILLE, FL 32225-5411

Mortgage

Document Number	0209041074
Date	Dec 21, 2023
Book Page	20904/1074
Instrument	2023261108

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 12, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	946 SHIPWATCH DR E, JACKSONVILLE, FL 32225-5411
Transaction Type	Mortgage
Record Updated	Jan 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 SHIPWATCH DR E, JACKSONVILLE, FL 32225-5411

Mortgage

Document Number	0200751053
Date	Dec 29, 2021
Book Page	20075/1053
Instrument	2021340562

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jan 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	7.37%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Nov 14, 2017
Property Address	946 SHIPWATCH DR E, JACKSONVILLE, FL 32225-5411
Document Number	0181870847
Book / Page	18187 / 0847
Map Reference	MB 45 PG 100&100A
Instrument Date	Nov 13, 2017
Instrument	2017262118
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9115 AUDUBON PARK LN, 9115, JACKSONVILLE, FL 32257-4948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 SHIPWATCH DR E, JACKSONVILLE, FL 32225-5411

Mortgage

Document Number	2017262119
Date	Nov 14, 2017
Instrument	2017262119

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$711,495 (+2.7%)	$1,158,792 (+2.18%) Land $407,592 Building $751,200
2025	$11,941.00 (+3.77%) Homeowner's exemption	$692,790 (+5.99%)	$1,134,093 (+44.82%) Land $403,650 Building $730,443
2024	$11,507.00 (+2.61%)
2023	$11,214.00 (+8.79%) Homeowner's exemption	$653,657 (+3%)	$783,108 (+2%) Land $341,550 Building $441,558
2022	$10,308.00 Homeowner's exemption	$634,619	$767,771 Land $341,550 Building $426,221

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 317 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	317 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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