Essex County and Millburn Township property record for 954 Ridgewood Rd, Millburn, NJ 07041 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,003 sqft · built 1930 |
| Lot Size | 0.213 acres (9,274 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $812,500 (Sep 2017) |
| Tax Bill | $15,100 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00904-0000-00005 |
| Primary APN | 12-00904-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,003 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 9,274 sqft (0.213 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 954 RIDGEWOOD RD |
|---|---|
| City | MILLBURN |
| State | NJ |
| Zip | 07041-1421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 79XIRR .2129 AC |
| Legal Subdivision | TOWNSHIP/MILLBURN |
| Legal Block | 904 |
| Legal Lot Number | 5 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MILLBURN |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 20200 |
Source: Essex County and Millburn Township records · APN 12-00904-0000-00005
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 954 RIDGEWOOD RD, MILLBURN, NJ 07041-1421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN STATE HOME LOANS INC |
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Sep 19, 2017 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2017 · Amount on Record |
| Deed Sale | Sep 19, 2017 · Amount on Record |
| Deed Document Number | 201783110 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 954 RIDGEWOOD RD, MILLBURN, NJ 07041-1421 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | WINTER TITLE AGENCY INC, HUNTER TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 2021102809 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 2021102809 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 954 RIDGEWOOD RD, MILLBURN, NJ 07041-1421 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 2021020188 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 2021020188 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Nov 01, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Sep 19, 2017 |
| Property Address | 954 RIDGEWOOD RD, MILLBURN, NJ 07041-1421 |
| Document Number | 0000083110 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 83110 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $812.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 954 RIDGEWOOD RD MILLBURN NJ 070411421, MILLBURN, NJ 07041-1421 |
| Document Number | 83117 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 83117 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 18, 2037 |
Source: Essex County and Millburn Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Millburn Township |
| Unified School District | Millburn Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $747,900 (-) Land $495,000 Building $252,900 | $747,900 (-) Land $495,000 Building $252,900 | |
| 2025 | $15,100.00 (+1.87%) | $747,900 (-) Land $495,000 Building $252,900 | $747,900 (-) Land $495,000 Building $252,900 |
| 2024 | $14,823.00 (+2.01%) | ||
| 2023 | $747,900 Land $495,000 Building $252,900 | $747,900 Land $495,000 Building $252,900 | |
| 2022 | $14,531.00 |
Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130202005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 43 individual NFIP policies nearby |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 92 (1978–2021) |
| Claims Outside the SFHA | 89 of 92 |
| Most Recent Claim | Sep 2021, river or lake flooding, Remnants Of Hurricane Ida |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 542 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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