940 Ridgewood Rd, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 940 Ridgewood Rd, Millburn, NJ 07041

Property Summary

Property Type	Single Family Home
Details	2,061 sqft · built 1929
Lot Size	0.244 acres (10,616 sqft)
Owner	2 Individual Names on File
Last Sale	$963,000 (Jul 2022)
Tax Bill	$15,528 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-00905-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`12-00905-0000-00014`
Alternative APNs	`120090500014` `07041`

Interior

Stories	2 Stories
Building Area	2,061 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Lot Area	10,616 sqft (0.244 acres)
Lot Dimensions	183 ft deep x 58 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	940 RIDGEWOOD RD
City	MILLBURN
State	NJ
Zip	07041-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	58X183
Legal Subdivision	SOUTH MOUNTAIN ESTATES
Legal Block	905
Legal Lot Number	14
Jurisdiction	ESSEX NJ
Township / Civil Division	MILLBURN
Census Block Group	5
Census Block	5009
Census Tract	20200

Owner

940 Ridgewood Rd is owned and occupied by two individuals who bought it in July 2022.

Source: Essex County and Millburn Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	940 RIDGEWOOD RD, MILLBURN, NJ 07041-1420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage CITIBANK NA
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 8, 2019	Grant Deed, Transfer · Conventional Mortgage CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2022 · Amount on File
Deed Sale	Jul 14, 2022 · Amount on File
Prior Sale	Oct 8, 2019 · Amount on File
Deed Document Number	202266553
Record Updated	Sep 20, 2026

July 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 14, 2022
Property Address	940 RIDGEWOOD RD, MILLBURN, NJ 07041-1420
Document Number	0000066553
Instrument Date	Jun 29, 2022
Instrument	2022066553
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,407.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 W LOCUST AVE, 205, EDISON, NJ 08820-1330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 RIDGEWOOD RD, MILLBURN, NJ 07041-1420

Mortgage

Document Number	0000066554
Date	Jul 14, 2022
Instrument	2022066554

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	940 RIDGEWOOD RD, MILLBURN, NJ 07041-1420
Transaction Type	Mortgage
Record Updated	May 3, 2021
Title Company	CLEAR SKIES TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021038922
Date	Mar 30, 2021
Instrument	2021038922

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 8, 2019
Property Address	940 RIDGEWOOD RD, MILLBURN, NJ 07041-1420
Document Number	0000095595
Instrument Date	Sep 19, 2019
Instrument	95595
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	ABSOLUTE SETTLEMENT COMPANY, ABSOLUTE SETTLEMENT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 RIDGEWOOD RD MILLBURN NJ 070411420, MILLBURN, NJ 07041-1420

Mortgage

Document Number	95596
Date	Oct 8, 2019
Instrument	95596

Lender

Name	CITIBANK
Type	Bank
Address	O FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 940 Ridgewood Rd was $15,528, up 1.9% from the year before.

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Millburn Township
Unified School District	Millburn Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$769,100 (-) Land $495,500 Building $273,600	$769,100 (-) Land $495,500 Building $273,600
2025	$15,528.00 (+1.87%)	$769,100 Land $495,500 Building $273,600	$769,100 Land $495,500 Building $273,600
2024	$15,243.00
2023		$795,200 Land $521,600 Building $273,600	$795,200 Land $521,600 Building $273,600
2022	$15,188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 940 Ridgewood Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	92 (1978–2021)
Claims Outside the SFHA	89 of 92
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 31 claims Hurricane Irene, Aug 2011 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 940 Ridgewood Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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