Talbot County property record for 954 Marea Ter, Saint Michaels, MD 21663
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,800 sqft · built 2018 |
| Lot Size | 1.33 acres (58,022 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,532,000 (Dec 2020) |
| Tax Bill | $13,040 (2026) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Apr 2020 Mortgage + 1 more |
| APN | 02-198869 |
| Primary APN | 02-198869 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,800 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 58,022 sqft (1.33 acres) |
| Garage Type | Built-in |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 240 sqft |
| Patio Area | 340 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 198869 |
|---|---|
| Street Address | 954 MAREA TER |
| City | SAINT MICHAELS |
| State | MD |
| Zip | 21663-2613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PHASE 3 LOT 5 - 1.33 S/S ROUTE 33 MAREA TER |
| Legal Subdivision | HATTON S GDN PH I |
| Legal Phase | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 2, ST. MICHAELS |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 960700 |
954 Marea Ter is owned by two individuals who bought it in December 2020.
Source: Talbot County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4617 CHASE AVE, BETHESDA, MD 20814-3525 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2020 | Deed, Transfer · Conventional Mortgage BANK OF AMADOR |
| Apr 21, 2020 | Deed of Trust, Mortgage BANK OF AMERICA |
| Feb 19, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2020 · Amount on File |
| Deed Sale | Dec 17, 2020 · Amount on File |
| Deed Book / Page | 2783 / 389 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Dec 17, 2020 |
| Property Address | 954 MAREA TER, ST MICHAELS, MD 21663-2613 |
| Document Number | 0027830389 |
| Book / Page | 2783 / 389 |
| Map Reference | LB 85 FO 61&62 |
| Instrument Date | Dec 4, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4617 CHASE AVE, BETHESDA, MD 20814-3525 |
| Document Number | 0002783395 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 2783/395 |
| Name | BANK OF AMADOR |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.25% |
| Index | 1-Year LIBOR |
| Max Rate | 7.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 954 MAREA TER, ST MICHAELS, MD 21663-2613 |
| Document Number | 0027040041 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 954 MAREA TER ST MICHAELS MD 216632613, ST MICHAELS, MD 21663-2613 |
| Document Number | 0027040041 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 002704/000041 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 954 MAREA TER, ST MICHAELS, MD 21663-2613 |
| Document Number | 0025950473 |
| Instrument Date | Feb 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 954 MAREA TER ST MICHAELS MD 216632613, ST MICHAELS, MD 21663-2613 |
| Document Number | 0025950473 |
|---|---|
| Date | Feb 25, 2019 |
| Book Page | 002595/000473 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 24, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
The 2026 property tax bill for 954 Marea Ter was $13,040, up 7.3% from the year before.
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,040.00 (+7.31%) | $1,024,200 | $1,123,200 Land $408,100 Building $715,100 |
| 2025 | $12,152.00 | ||
| 2023 | $10,760.00 | $897,833 | $974,700 Land $373,100 Building $601,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
There have been 23 flood claims near 954 Marea Ter since 1979.
Source: OpenFEMA NFIP redacted claims and policies, as of September 2026
| Flood Insurance Cost | Premium on File median of 158 policies |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 158 in force |
| Nearby Flood Claims | 23 (1979–2024) |
| Claims Outside the SFHA | 6 of 23 |
| Most Recent Claim | Apr 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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