950 Marea Ter, Saint Michaels, MD 21663 Property Records

Talbot County property record for 950 Marea Ter, Saint Michaels, MD 21663

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,741 sqft · built 2010
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,050,000 (May 2017)
Tax Bill	$14,971 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2017 Loan Modification + 1 more
Flood Zone	Zone X (moderate risk)
APN	`02-116987`

Property Details

APN / Parcel Number

Primary APN	`02-116987`
Alternative APN	`116987`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	3,741 sqft Total Area
Utility Area	25 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	55,757 sqft (1.28 acres)
Garage Type	Built-in
Garage Area	615 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	906 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	116987
Street Address	950 MAREA TER
City	SAINT MICHAELS
State	MD
Zip	21663-2613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 - 1.282 AC MAREA TERRACE HATTONS GARDEN PH 1
Legal Subdivision	HATTONS GARDEN
Legal Phase	1
Legal Lot Number	4
Jurisdiction	TALBOT MD
Township / Civil Division	2, ST. MICHAELS
Census Block Group	3
Census Block	3038
Census Tract	960700

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4524 35TH ST N, ARLINGTON, VA 22207-4435
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Apr 26, 2017	Loan Modification, Mortgage PROVIDENT ST BK
May 22, 2017	Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2017 · Amount on Record
Deed Sale	May 22, 2017 · Amount on Record
Prior Sale	Sep 6, 2012 · Amount on Record
Deed Document Number	20172448-141
Deed Book / Page	2448 / 141
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	950 MAREA TER, ST MICHAELS, MD 21663-2613
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028980090
Date	Sep 28, 2021
Book Page	2898/90

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TALBOT MD
Recording Date	Apr 26, 2017
Property Address	950 MAREA TER, ST MICHAELS, MD 21663-2613
Document Number	0024420089
Book / Page	002442 / 000089
Instrument Date	Apr 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 MAREA TER ST MICHAELS MD 216632613, ST MICHAELS, MD 21663-2613

Mortgage

Document Number	24420089
Date	Apr 26, 2017
Book Page	002442/000089

Lender

Name	PROVIDENT ST BK
Type	Bank
Address	313 KEERIE FARM LN, STEVENSVILLE, MD 21666

Agreement

Amount	Amount Recorded

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	May 22, 2017
Property Address	950 MAREA TER, ST MICHAELS, MD 21663-2613
Document Number	0024480141
Book / Page	2448 / 141
Map Reference	LB84 FO87&88
Instrument Date	Mar 18, 2017
Instrument	2448-141
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	EASTERN SHORE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4524 35TH ST N, ARLINGTON, VA 22207-4435

Mortgage

Document Number	0002448145
Date	May 22, 2017
Instrument	2448-145

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Municipality	St. Michaels Town
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,971.00 (+4.71%)	$1,175,867 (+12.67%)	$1,234,000 (+7.6%) Land $399,000 Building $835,000
2025	$14,298.00 (+14.32%)
2023	$12,507.00	$1,043,600	$1,146,800 Land $381,500 Building $765,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 158 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	158 in force
Nearby Flood Claims	23 (1979–2024)
Claims Outside the SFHA	6 of 23
Most Recent Claim	Apr 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRAPPE serves 1,200 people · EPA ID MD0200007
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Easton Velocity.

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