954 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 954 Holden Rd, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	5 ba · 2,616 sqft · built 2021
Lot Size	0.037 acres (1,600 sqft)
Owner	Individual Name on File
Last Sale	$628,610 (Jan 2022)
Tax Bill	$10,954 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`02-596924`

Property Details

APN / Parcel Number

Primary APN	`02-596924`
Alternative APN	`596924`

Interior

Full Baths	5 Baths
Stories	3 Stories
Building Area	2,616 sqft Living Area
Gross Area	3,036 sqft
1st Floor Area	872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.037 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	60 sqft
Balcony Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	596924
Street Address	954 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3425
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 271 SECTION 1 PL 1,600 SQ FT NICODEMUS PND EASTCHURCH
Legal Lot Number	271
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1012
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

954 Holden Rd, a townhouse, is owned and occupied by an individual who bought it in January 2022.

Source: Frederick County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	954 HOLDEN RD, FREDERICK, MD 21701-3425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Nov 4, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI EAGLE HM MTG
Mar 2, 2020	Loan Modification, Mortgage SANDY SPRING BK
Mar 11, 2020	Grant Deed, Transfer VILLAGE SETTLEMENTS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2022 · Amount on File
Deed Sale	Jan 4, 2022 · Amount on File
Prior Sale	Mar 11, 2020 · Amount on File
Deed Book / Page	15630 / 423
Record Updated	Jun 8, 2026

January 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 4, 2022
Property Address	954 HOLDEN RD, FREDERICK, MD 21701-3425
Document Number	0156300423
Book / Page	15630 / 423
Map Reference	MB 100 PL 139
Instrument Date	Dec 22, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2022
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,143.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	954 HOLDEN RD, FREDERICK, MD 21701-3425

Mortgage

Document Number	0015630430
Date	Jan 4, 2022
Instrument	15630/430

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

November 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 4, 2020
Property Address	954 HOLDEN RD, FREDERICK, MD 21701-3425
Document Number	0142330402
Book / Page	014233 / 000402
Instrument Date	Oct 26, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 18, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	968 HOLDEN RD FREDERICK MD 217013425, FREDERICK, MD 21701-3425
Investor	Possibly a Property Investor

Mortgage

Document Number	142330411
Date	Nov 4, 2020
Book Page	014233/000411

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2050

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	954 HOLDEN RD, FREDERICK, MD 21701-3425
Document Number	0135830032
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0135830032
Date	Mar 11, 2020
Book Page	013583/000032

Lender

Name	SANDY SPRING BK
Type	Bank

Agreement

Amount	Amount on Record

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 11, 2020
Property Address	954 HOLDEN RD, FREDERICK, MD 21701-3425
Document Number	0135830026
Book / Page	013583 / 000026
Instrument Date	Mar 2, 2020
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount on Record
Tax	$707.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5283 CORPORATE DR #300 FREDERICK MD 217032880, 300, FREDERICK, MD 21703-2880
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 954 Holden Rd was $10,954.

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,954.00	$595,300 Land $165,000 Building $430,300	$595,300 Land $165,000 Building $430,300
2023	$9,606.00	$529,500	$595,300 Land $165,000 Building $430,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 954 Holden Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 954 Holden Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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