951 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 951 Holden Rd, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	5 ba · 2,628 sqft · built 2021
Lot Size	0.048 acres (2,100 sqft)
Owner	2 Company Names on File
Last Sale	$685,000 (Sep 2024)
Tax Bill	$12,732 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jan 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-596998`

Property Details

APN / Parcel Number

Primary APN	`02-596998`
Alternative APN	`596998`

Interior

Full Baths	5 Baths
Stories	3 Stories
Building Area	2,628 sqft Living Area
Gross Area	3,048 sqft
1st Floor Area	876 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,100 sqft (0.048 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	60 sqft
Balcony Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	596998
Street Address	951 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3426
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 222 SECTION 5 PL 2,100 SQ FT NICODEMUS PND EASTCHURCH
Legal Block	1
Legal Lot Number	222
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1008
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	951 HOLDEN RD, FREDERICK, MD 21701-3426
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Jan 3, 2020	Loan Modification, Mortgage SANDY SPRING BK
Jan 9, 2020	Grant Deed, Transfer VILLAGE SETTLEMENTS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2024 · Amount on Record
Deed Sale	Sep 16, 2024 · Amount on Record
Prior Sale	Jun 22, 2021 · Amount on Record
Deed Book / Page	17029 / 297
Record Updated	Sep 20, 2026

June 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 22, 2021
Property Address	951 HOLDEN RD, FREDERICK, MD 21701-3426
Document Number	0150080045
Book / Page	15008 / 45
Map Reference	MB 104 PL 116
Instrument Date	Jun 9, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2022
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,341.78
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	951 HOLDEN RD, FREDERICK, MD 21701-3426

Mortgage

Document Number	0001500851
Date	Jun 22, 2021
Instrument	15008/51

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	951 HOLDEN RD, FREDERICK, MD 21701-3426
Document Number	0134500479
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	951 HOLDEN RD FREDERICK MD 217013426, FREDERICK, MD 21701-3426

Mortgage

Document Number	0134500479
Date	Jan 9, 2020
Book Page	013450/000479

Lender

Name	SANDY SPRING BK
Type	Bank
Address	6831 BENJAMIN FRANKLIN DR, COLUMBIA, MD 21046-2633

Agreement

Amount	Amount Recorded

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 9, 2020
Property Address	951 HOLDEN RD, FREDERICK, MD 21701-3426
Document Number	0134500474
Book / Page	013450 / 000474
Instrument Date	Jan 3, 2020
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Tax	$402.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5283 CORPORATE DR #300 FREDERICK MD 217032880, 300, FREDERICK, MD 21703-2880

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,732.00 (+15.31%)	$692,700 (+13.68%) Land $175,000 Building $517,700	$692,700 (-) Land $175,000 Building $517,700
2023	$11,042.00	$609,367	$692,700 Land $175,000 Building $517,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Shenandoah Telecommunications Company.

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