954 Franklin St, Dillard, GA 30537 Property Records

Rabun County property record for 954 Franklin St, Dillard, GA 30537

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,880 sqft · built 2001
Lot Size	1.57 acres (68,389 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,323 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`047C-026B`

Property Details

APN / Parcel Number

Primary APN	`047C-026B`
Alternative APN	`16369`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,880 sqft Heated Area
1st Floor Area	2,680 sqft
Upper Floors Area	1,200 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	68,389 sqft (1.57 acres)
Garage Area	506 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	865 sqft
Deck Area	24 sqft
Patio Area	1,792 sqft
Stable	880 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	16369
Old Parcel Number	047C 026B
Street Address	954 FRANKLIN ST
City	DILLARD
State	GA
Zip	30537-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LL162 LD2
Jurisdiction	RABUN GA
Township / Civil Division	MOUNTAIN CITY
Census Block Group	2
Census Block	2053
Census Tract	970102

Owner

954 Franklin St is owned and occupied by two individuals who acquired it in October 2001.

Source: Rabun County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	954 FRANKLIN ST, DILLARD, GA 30537-2326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2001
Deed Sale	Oct 1, 2001
Deed Document Number	00000L2149
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RABUN GA
Property Address	954 FRANKLIN ST, DILLARD, GA 30537-2326
Document Number	000D470804
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	954 FRANKLIN ST DILLARD GA 305372326, DILLARD, GA 30537-2326

Mortgage

Document Number	000D470804
Date	Mar 27, 2020
Book Page	000D47/000804

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 26, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 954 Franklin St was $3,323 with a homeowner's exemption.

Source: Rabun County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Dillard City
County	Rabun County
Unified School District	Rabun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,323.00 Homeowner's exemption	$215,488 Land $13,226 Building $202,262	$538,720 Land $33,065 Building $505,655
2023	$3,445.00 (-3.77%) Homeowner's exemption	$190,267 (+4.16%) Land $11,756 Building $178,511	$475,667 (+4.16%) Land $29,390 Building $446,277
2022	$3,580.00 Homeowner's exemption	$182,660 Land $11,756 Building $170,904	$456,649 Land $29,390 Building $427,259

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 954 Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 954 Franklin St is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 86% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
Starlink Satellite	280 / 30
Windstream DSL	200 / 20