Stephens County property record for 954 Deer Chase Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,591 sqft · built 1999 |
| Lot Size | 3.8 acres (165,964 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $560,000 (Oct 2021) |
| Tax Bill | $7,835 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Oct 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042B 075 |
| Primary APN | 042B 075 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,591 sqft Heated Area |
| Attic Area | 759 sqft |
| Basement Area | 1,853 sqft |
| Unfinished Basement | 1,853 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 165,964 sqft (3.8 acres) |
| Garage Type | Mixed |
| Garage Area | 2,203 sqft |
| Carport | Carport |
| Carport Area | 824 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 66 sqft |
| Patio Area | 356 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 380257 |
|---|---|
| Old Parcel Number | 042B 075 |
| Street Address | 954 DEER CHASE RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOTS 6 & 7 PH 1 DEER CHASE S/D |
| Legal Subdivision | DEER CHASE |
| Legal Phase | 1 |
| Legal Lot Number | 6,7 7 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970202 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 954 DEER CHASE RD, TOCCOA, GA 30577-8959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage OCONEE FEDERAL SAVINGS AND LOAN |
| Oct 24, 2019 | Deed of Trust, Mortgage · Line of Credit OCONEE FED'L S&L ASSN |
| Jul 10, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2021 · Amount on Record |
| Deed Sale | Oct 26, 2021 · Amount on Record |
| Prior Sale | Jul 3, 2019 · Amount on Record |
| Deed Document Number | 0001272496 |
| Deed Book / Page | 1272 / 496 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Oct 26, 2021 |
| Property Address | 954 DEER CHASE RD, TOCCOA, GA 30577-8959 |
| Document Number | 0012720496 |
| Book / Page | 1272 / 496 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 2021-001512 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 954 DEER CHASE RD, TOCCOA, GA 30577-8959 |
| Document Number | 0012720000000498 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 0000001272/0000000498 |
| Name | OCONEE FEDERAL SAVINGS AND LOAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 954 DEER CHASE RD, TOCCOA, GA 30577-8959 |
| Document Number | 0011920510 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 954 DEER CHASE RD TOCCOA GA 305778959, TOCCOA, GA 30577-8959 |
| Document Number | 0011920510 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 001192/000510 |
| Name | OCONEE FED'L S&L ASSN |
|---|---|
| Type | Federal Savings Bank |
| Address | TOCCOA, GA 30577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 28, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jul 10, 2019 |
| Property Address | 954 DEER CHASE RD, TOCCOA, GA 30577-8959 |
| Document Number | 0011830221 |
| Book / Page | 001183 / 000221 |
| Instrument Date | Jul 3, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $429.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 954 DEER CHASE RD TOCCOA GA 305778959, TOCCOA, GA 30577-8959 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,835.00 (+46.64%) Homeowner's exemption | $342,072 (+88.48%) Land $12,649 Building $329,423 | $855,180 (+88.48%) Land $31,623 Building $823,557 |
| 2023 | $5,343.00 (+3.61%) Homeowner's exemption | $181,492 (+4.76%) Land $12,649 Building $168,843 | $453,731 (+4.76%) Land $31,623 Building $422,108 |
| 2022 | $5,157.00 Homeowner's exemption | $173,253 Land $12,649 Building $160,604 | $433,134 Land $31,623 Building $401,511 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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