Stephens County property record for 885 Deer Chase Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,662 sqft · built 1995 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Apr 2022) |
| Tax Bill | $5,764 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Apr 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042B 059 |
| Primary APN | 042B 059 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,662 sqft Heated Area |
| Attic Area | 1,160 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 486 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 60 sqft |
| Patio Area | 247 sqft |
| Utility Building | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 380263 |
|---|---|
| Old Parcel Number | 042B 059 |
| Street Address | 885 DEER CHASE RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8961 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 29 PH 1 DEER CHASE S/D |
| Legal Subdivision | DEER CHASE |
| Legal Phase | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970202 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 885 DEER CHASE RD, TOCCOA, GA 30577-8961 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2025 | Deed of Trust, Mortgage REGIONS BANK |
| Apr 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL |
| Apr 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL |
| Mar 31, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2022 · Amount on Record |
| Deed Sale | Apr 1, 2022 · Amount on Record |
| Deed Document Number | 0001292391 |
| Deed Book / Page | 1292 / 391 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 885 DEER CHASE RD, TOCCOA, GA 30577-8961 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 885 DEER CHASE RD, TOCCOA, GA 30577-8961 |
| Document Number | 0014240000000192 |
|---|---|
| Date | Sep 25, 2025 |
| Book Page | 0000001424/0000000192 |
| Instrument | 2025003023 |
| Name | REGIONS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Apr 1, 2022 |
| Property Address | 885 DEER CHASE RD, TOCCOA, GA 30577-8961 |
| Document Number | 0012920391 |
| Book / Page | 1292 / 391 |
| Instrument Date | Apr 1, 2022 |
| Instrument | 2022-000505 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 885 DEER CHASE RD, TOCCOA, GA 30577-8961 |
| Document Number | 0012920000000393 |
|---|---|
| Date | Apr 5, 2022 |
| Book Page | 0000001292/0000000393 |
| Name | HOMESTAR FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Apr 1, 2022 |
| Property Address | 885 DEER CHASE RD, TOCCOA, GA 30577-8961 |
| Document Number | 0012920391 |
| Book / Page | 1292 / 391 |
| Instrument Date | Apr 1, 2022 |
| Instrument | 2022-000505 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 885 DEER CHASE RD, TOCCOA, GA 30577-8961 |
| Document Number | 0001292393 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 1292/393 |
| Name | HOMESTAR FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 885 DEER CHASE RD, TOCCOA, GA 30577-8961 |
| Document Number | 0012090001 |
| Instrument Date | Mar 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 885 DEER CHASE RD TOCCOA GA 305778961, TOCCOA, GA 30577-8961 |
| Document Number | 0012090001 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 001209/000001 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 10, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,764.00 (+53.58%) | $209,997 (+66.53%) Land $6,970 Building $203,027 | $524,992 (+66.53%) Land $17,424 Building $507,568 |
| 2023 | $3,753.00 (+6.56%) | $126,099 (+6.56%) Land $6,970 Building $119,129 | $315,246 (+6.56%) Land $17,424 Building $297,822 |
| 2022 | $3,522.00 | $118,333 Land $6,970 Building $111,363 | $295,832 Land $17,424 Building $278,408 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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