9538 Blanche Cove Dr, Windermere, FL 34786 Property Records

Orange County property record for 9538 Blanche Cove Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	6 bd · 9.5 ba · 23,880 sqft · built 2019
Lot Size	13.1 acres (573,280 sqft)
Owner	Company Name on Record
Last Sale	$32,000,000 (Feb 2023)
Tax Bill	$451,122 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Feb 2023 Sale & Construction Loan + 3 more
Flood Zone	Zone AE (high risk)
APN	`16-23-28-3905-00-740`

Property Details

APN / Parcel Number

Primary APN	`16-23-28-3905-00-740`
Alternative APNs	`282316390500740` `283608` `288453` `292616`

Interior

Bedrooms	6 Beds
Full Baths	9.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	23,880 sqft Living Area
Gross Area	38,589 sqft
1st Floor Area	9,525 sqft
Basement Area	583 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	573,280 sqft (13.1 acres)
Garage Type	Attached
Garage Area	2,419 sqft
Parking Spaces	12 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Finished/Open Porch
Porch Area	3,215 sqft
Patio Area	4 sqft
Water Feature	Water Feature
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	9538 BLANCHE COVE DR
City	WINDERMERE
State	FL
Zip	34786-8948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	ISLEWORTH 4TH AMENDMENT 48/114 PT OF LOT 74 DESC AS BEG NWLY MOST COR SAID LOT 74 TH RUN S00-08-27E 156.82 FT S03-40-42E 324.14 FT S00-08-27E 1876.71 FT N48-37-29E 332.44 FT TO SE
Legal Range	28E
Legal Township	23S
Legal Section	16
Legal Subdivision	ISLEWORTH 4TH AMND
Legal Tract	3905
Legal Lot Number	74
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2040
Census Tract	14809

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	9538 BLANCHE COVE DR, WINDERMERE, FL 34786-8948
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · Line of Credit WINTER PARK NATIONAL BANK
Feb 21, 2023	Warranty Deed, Construction Loan · Construction Mortgage DSF REAL ESTATE
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 6, 2020	Deed of Trust, Mortgage CITIBANK
Jun 2, 2020	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Prior Sale	Mar 11, 2015 · Amount on Record
Deed Document Number	202399800
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	9538 BLANCHE COVE DR, WINDERMERE, FL 34786-8948
Transaction Type	Mortgage
Record Updated	Feb 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9538 BLANCHE COVE DR, WINDERMERE, FL 34786-8948

Mortgage

Document Number	0000399974
Date	Jul 18, 2023
Instrument	20230399974

Lender

Name	WINTER PARK NATIONAL BANK
Type	Bank
Address	WINTER PARK, FL 32789

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 21, 2023
Property Address	9538 BLANCHE COVE DR, WINDERMERE, FL 34786-8948
Document Number	0000099800
Map Reference	MB 48 PG 114
Instrument Date	Feb 18, 2023
Instrument	20230099800
Transaction Type	Construction Loan
Record Updated	Mar 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 10240, GRAND CAYMAN, KY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9538 BLANCHE COVE DR, WINDERMERE, FL 34786-8948

Mortgage

Document Number	0000099801
Date	Feb 21, 2023
Instrument	20230099801

Lender

Name	DSF REAL ESTATE
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Dec 23, 2023

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	9538 BLANCHE COVE DR, WINDERMERE, FL 34786-8948
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000124099
Date	Mar 3, 2021
Instrument	20210124099

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	9538 BLANCHE COVE DR, WINDERMERE, FL 34786-8948
Document Number	0000602365
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9538 BLANCHE COVE DR WINDERMERE FL 347868948, WINDERMERE, FL 34786-8948

Mortgage

Document Number	0000602365
Date	Nov 17, 2020
Instrument	602365

Lender

Name	CITIBANK
Type	Bank
Address	1000 TECHNOLOGY DR, O FALLON, MO 63368-2222

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 2, 2020
Property Address	9538 BLANCHE COVE DR, WINDERMERE, FL 34786-8948
Document Number	0000308486
Instrument Date	May 22, 2020
Instrument	308486
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	333 SE 2ND AVE #4500 MIAMI FL 331312184, 4500, MIAMI, FL 33131-2184

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,153,400 (-1.25%) Land $3,000,100 Building $24,153,300	$27,153,400 (-1.25%) Land $3,000,100 Building $24,153,300
2025	$451,122.00 (+5.3%)	$27,496,120 (+87.9%) Land $3,000,100 Building $24,496,020	$27,496,120 (+87.9%) Land $3,000,100 Building $24,496,020
2024	$428,419.00 (+109.47%)
2023	$204,525.00 (+19.43%)	$14,633,106 (+33.69%) Land $2,900,100 Building $11,733,006	$14,633,106 (+33.69%) Land $2,900,100 Building $11,733,006
2022	$171,250.00	$10,945,874 Land $2,800,100 Building $8,145,774	$10,945,874 Land $2,800,100 Building $8,145,774

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	100.7 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	11 (1989–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications, Xfinity.

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