St. Louis County property record for 95320 Pine Island, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1.75 ba · 2,956 sqft · built 1952 |
| Lot Size | 1.24 acres (54,418 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $13,472 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0310-00070 |
| Primary APN | 387-0310-00070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,956 sqft Gross Area |
| 1st Floor Area | 1,879 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 54,418 sqft (1.24 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 432 sqft |
| Deck Area | 160 sqft |
| Storage Building | 120 sqft |
| Boat House | 520 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 968945 |
|---|---|
| Street Address | 95320 PINE IS |
| City | TOWER |
| State | MN |
| Zip | 55790-8465 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT: 0007 BLOCK:001 SERIAL # |
| Legal Subdivision | PINE ISLAND ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1248 |
| Census Tract | 15502 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11680 RIVERVIEW DR, HIBBING, MN 55746-8276 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 4, 2019 |
| Transfer Doc | 0001365771 |
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,472.00 (+66.69%) | ||
| 2025 | $8,082.00 (+30.95%) | $1,300,100 (+49.06%) Land $172,600 Building $1,127,500 | $1,300,100 (+49.06%) Land $172,600 Building $1,127,500 |
| 2024 | $6,172.00 | $872,200 (+27.74%) Land $166,900 Building $705,300 | $872,200 (+27.74%) Land $166,900 Building $705,300 |
| 2022 | $682,800 Land $134,700 Building $548,100 | $682,800 Land $134,700 Building $548,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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