St. Louis County property record for 95315 Pine Island, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 616 sqft · built 1930 |
| Lot Size | 1.98 acres (86,616 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,000 (May 2021) |
| Tax Bill | $2,172 (2026) |
| Deeds & Mortgages | May 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0310-00120 |
| Primary APN | 387-0310-00120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 616 sqft Gross Area |
| 1st Floor Area | 616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 86,616 sqft (1.98 acres) |
| Deck Area | 80 sqft |
| Storage Building | 32 sqft |
| Sauna | Sauna |
| Heating Fuel | Gas |
|---|
| Account Number | 1109451 |
|---|---|
| Street Address | 95315 PINE IS |
| City | TOWER |
| State | MN |
| Zip | 55790-7900 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT: 0012 BLOCK:001 SERIAL # |
| Legal Subdivision | PINE ISLAND ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1248 |
| Census Tract | 15502 |
95315 Pine Island, a residential property, is owned by an individual who bought it in May 2021.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3609 2ND AVE W, HIBBING, MN 55746-2707 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2021 · Amount on File |
| Deed Sale | May 25, 2021 · Amount on File |
| Prior Sale | Feb 7, 2013 · Amount on File |
| Deed Document Number | 20211414880 |
| Prior Transfer Date | May 20, 2021 |
| Prior Transfer Doc | 0001414880 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 25, 2021 |
| Property Address | 95315 PINE IS, TOWER, MN 55790-7900 |
| Document Number | 0001414880 |
| Instrument Date | May 20, 2021 |
| Instrument | 1414880 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3609 2ND AVE W, HIBBING, MN 55746-2707 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 95315 Pine Island was $2,172, up 44.4% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,172.00 (+44.41%) | ||
| 2025 | $1,504.00 (+24.09%) | $243,400 (+32.93%) Land $101,200 Building $142,200 | $243,400 (+32.93%) Land $101,200 Building $142,200 |
| 2024 | $1,212.00 | $183,100 Land $96,500 Building $86,600 | $183,100 Land $96,500 Building $86,600 |
| 2022 | $146,800 Land $79,500 Building $67,300 | $146,800 Land $79,500 Building $67,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95315 Pine Island in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95315 Pine Island is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 67% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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