95312 Pine Island, Tower, MN 55790 Property Records

St. Louis County property record for 95312 Pine Island, Tower, MN 55790

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 1,105 sqft · built 2013
Lot Size2.24 acres (97,680 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Dec 2012)
Tax Bill$3,102 (2026)
Flood ZoneZone X (minimal risk)
APN387-0310-00150

Property Details

APN / Parcel Number

Primary APN387-0310-00150
Alternative APN
  • 943168

Interior

Bedrooms3 Beds
Total Rooms3 Rooms
Stories1 Story
Building Area1,105 sqft Gross Area
1st Floor Area884 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleBungalow
Exterior MaterialBlock
Construction TypeFrame
Lot Area97,680 sqft (2.24 acres)

Exterior Amenities

PorchSlab
Porch Area192 sqft
Deck Area16 sqft
Storage Building25 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number943168
Street Address95312 PINE IS
CityTOWER
StateMN
Zip55790
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionLOT: 0015 BLOCK:001 SERIAL #
Legal SubdivisionPINE ISLAND ADDITION
Legal Block1
Legal Lot Number15
JurisdictionST LOUIS MN
Township / Civil DivisionGREENWOOD
Census Block Group1
Census Block1248
Census Tract15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11540 LANSING AVE N, STILLWATER, MN 55082-9457
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2012 · Amount on Record
Deed SaleDec 13, 2012 · Amount on Record
Prior SaleAug 28, 2012 · Amount on Record
Deed Document Number20123072
Prior Transfer DateJul 12, 2012
Prior Transfer Doc0001194428
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGreenwood Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,102.00 (+46.46%)
2025$2,118.00 (+24.59%)$341,700 (+36.95%) Land $111,300 Building $230,400$341,700 (+36.95%) Land $111,300 Building $230,400
2024$1,700.00$249,500 (+26.27%) Land $105,700 Building $143,800$249,500 (+26.27%) Land $105,700 Building $143,800
2022$197,600 Land $85,900 Building $111,700$197,600 Land $85,900 Building $111,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 74% of Minnesota
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Pine Island

Nearby Streets

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