St. Clair County property record for 9531 Estergreen St, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1979 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Apr 2022) |
| Tax Bill | $2,162 (2025) |
| Deeds & Mortgages | Apr 2022 Sale Apr 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-379-0004-000 |
| Primary APN | 74-14-379-0004-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 8,625 sqft (0.198 acres) |
| Lot Dimensions | 172 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9531 ESTERGREEN ST |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 20 & 1/2 VAC ALLEY ADJ JONATHAN RANDOLDPH'S SUBDIVISION NO 1 ACCORDING TO THE PLAT RECORDED IN LIBER 36 OF PLATS PG 3 ST |
| Legal Subdivision | SUBD |
| Legal Lot Number | 1,20 |
| Legal Unit | 20,1 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 646000 |
9531 Estergreen St is owned and occupied by an individual who bought it in April 2022.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9531 ESTERGREEN ST, CLAY, MI 48001-4325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2022 | Warranty Deed, Transfer ABSTRACT TITLE AGENCY |
| Apr 6, 2022 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jul 23, 2018 | Quit Claim Deed, Transfer BELL TITLE AGENCY/CHESTERFIELD |
| Nov 22, 2017 | Warranty Deed, Subdivision Related Transfer |
| Apr 17, 2017 | Deed of Trust, Mortgage MICHAEL I RICH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2022 · Amount on File |
| Deed Sale | Apr 6, 2022 · Amount on File |
| Prior Sale | Apr 6, 2022 · Amount on File |
| Deed Document Number | 20229061 |
| Deed Book / Page | 5508 / 185 |
| Prior Transfer Date | Aug 25, 2011 |
| Prior Transfer Doc | 004181/723 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 6, 2022 |
| Property Address | 9531 ESTERGREEN ST, CLAY, MI 48001-4325 |
| Document Number | 0005508184 |
| Book / Page | 5508 / 184 |
| Map Reference | LB 36 PG 3 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 2022009060 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2022 |
| Title Company | ABSTRACT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $427.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25030 22 MILE RD, 25030, CHESTERFIELD, MI 48051-2400 |
| Name | Verified Name |
|---|---|
| Address | 9531 ESTERGREEN ST, CLAY, MI 48001-4325 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 6, 2022 |
| Property Address | 9531 ESTERGREEN ST, CLAY, MI 48001-4325 |
| Document Number | 0005508185 |
| Book / Page | 5508 / 185 |
| Map Reference | LB 36 PG 3 |
| Instrument Date | Mar 17, 2022 |
| Instrument | 2022009061 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8917 GLENMOOR CIR, 8917, WASHINGTON, MI 48094-1561 |
| Name | Verified Name |
|---|---|
| Address | 5810 EAGLE DR, ALMONT, MI 48003-9639 |
| Document Number | 0005503458 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 5503/458 |
| Instrument | 2022007492 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9531 ESTERGREEN ST, CLAY, MI 48001-4325 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2021 |
| Title Company | ABSTRACT TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 8917 GLENMOOR CIR, WASHINGTON, MI 48094-1561 |
| Document Number | 5343452 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 5343/452 |
| Instrument | 2021009240 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 23, 2018 |
| Property Address | 9531 ESTERGREEN ST, CLAY, MI 48001-4325 |
| Document Number | 0049700357 |
| Book / Page | 004970 / 000357 |
| Instrument Date | Jul 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Title Company | BELL TITLE AGENCY/CHESTERFIELD |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9531 ESTERGREEN ST CLAY MI 480014325, CLAY, MI 48001-4325 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 22, 2017 |
| Property Address | 9531 ESTERGREEN ST, CLAY, MI 48001-4325 |
| Document Number | 0048930501 |
| Book / Page | 004893 / 000501 |
| Instrument Date | Nov 8, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $473.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9531 ESTERGREEN ST CLAY MI 480014325, CLAY, MI 48001-4325 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9531 ESTERGREEN ST, CLAY, MI 48001-4325 |
| Document Number | 0048210359 |
| Book / Page | 004821 / 000359 |
| Instrument Date | Apr 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5350 POINTE TREMBLE RD ALGONAC MI 480014367, ALGONAC, MI 48001-4367 |
| Document Number | 0048210359 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 004821/000359 |
| Name | MICHAEL I RICH |
|---|
| Term | 36 Months |
|---|---|
| Due | Apr 19, 2020 |
The 2025 property tax bill for 9531 Estergreen St was $2,162 with a homeowner's exemption, up 4.2% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,900 (+13.47%) | $139,800 | |
| 2025 | $2,162.00 (+4.24%) Homeowner's exemption | $61,600 | |
| 2024 | $2,074.00 | $123,200 | |
| 2023 | $55,900 | ||
| 2022 | $1,685.00 | $111,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9531 Estergreen St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9531 Estergreen St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALGONAC |
| Last State Inspection | May 2021 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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