St. Clair County property record for 9523 Estergreen St, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1980 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | Individual Name on File |
| Last Sale | $114,000 (Mar 2020) |
| Tax Bill | $2,000 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-379-0008-000 |
| Primary APN | 74-14-379-0008-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 8,625 sqft (0.198 acres) |
| Lot Dimensions | 172 ft deep x 50 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 9523 ESTERGREEN ST |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 24 JONATHAN RANDOLPHS SUBD NO 1 OF PART OF PC NO 190 T2N R16E & 1/2 VAC ALLEY ADJ |
| Legal Subdivision | RANDOLPHS |
| Legal Lot Number | 24 |
| Legal Unit | 24 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 646000 |
9523 Estergreen St is owned and occupied by an individual who bought it in March 2020.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9523 ESTERGREEN ST, CLAY, MI 48001-4325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2020 | Warranty Deed, Transfer MISCELLANEOUS GOVT AGCY |
| Mar 5, 2020 | Deed of Trust, Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2020 · Amount on File |
| Deed Sale | Mar 11, 2020 · Amount on File |
| Prior Sale | Aug 6, 2015 · Amount on File |
| Deed Document Number | 20206072 |
| Deed Book / Page | 5162 / 295 |
| Prior Transfer Date | Sep 29, 2011 |
| Prior Transfer Doc | 004188/358 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 11, 2020 |
| Property Address | 9523 ESTERGREEN ST, CLAY, MI 48001-4325 |
| Document Number | 0051620295 |
| Book / Page | 005162 / 000295 |
| Instrument Date | Mar 5, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2020 |
| Title Company | CISLO TITLE, CISLO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 50727 FAIRCHILD RD CHESTERFIELD MI 480512472, CHESTERFIELD, MI 48051-2472 |
| Document Number | 51610956 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 005161/000956 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | SAINT LOUIS, MO 63166 |
| Amount | Amount on Record |
|---|---|
| Term | 396 Months |
| Due | Mar 10, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9523 ESTERGREEN ST, CLAY, MI 48001-4325 |
| Document Number | 0051610956 |
| Instrument Date | Mar 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | CISLO TITLE, CISLO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 50727 FAIRCHILD RD CHESTERFIELD MI 480512472, CHESTERFIELD, MI 48051-2472 |
| Document Number | 0051610956 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 005161/000956 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | SAINT LOUIS, MO 63166 |
| Amount | Amount on Record |
|---|---|
| Term | 396 Months |
| Due | Mar 9, 2053 |
The 2025 property tax bill for 9523 Estergreen St was $2,000 with a homeowner's exemption, up 2.2% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $68,900 (+13.88%) | $137,800 | |
| 2025 | $2,000.00 (+2.2%) Homeowner's exemption | $60,500 | |
| 2024 | $1,957.00 | $121,000 | |
| 2023 | $56,300 | ||
| 2022 | $1,808.00 | $112,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9523 Estergreen St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9523 Estergreen St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALGONAC |
| Last State Inspection | May 2021 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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