953 Summit Oaks Dr, Eureka, MO 63025 Property Records

St. Louis County property record for 953 Summit Oaks Dr, Eureka, MO 63025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,746 sqft · built 2010
Lot Size	0.234 acres (10,193 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Nov 2015)
Tax Bill	$7,651 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`29W-12-0165`

Property Details

APN / Parcel Number

Primary APN	`29W-12-0165`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,746 sqft Living Area
Gross Area	3,436 sqft
1st Floor Area	2,728 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,193 sqft (0.234 acres)
Lot Dimensions	90 ft deep x 77 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	90 sqft
Deck Area	280 sqft
Patio Area	1,074 sqft
Balcony Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	953 SUMMIT OAKS DR
City	EUREKA
State	MO
Zip	63025-1094
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	98R2CUP
Legal Description	ASHTON WOODS PLAT ONE LOT 136C
Legal Subdivision	ASHTON WOODS PLAT ONE
Legal Lot Number	136C
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1068
Census Tract	221503

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	953 SUMMIT OAKS DR, EUREKA, MO 63025-1094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF FRANKLIN COUNTY
Feb 24, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2015 · Amount on Record
Deed Sale	Nov 13, 2015 · Amount on Record
Prior Sale	Jul 20, 2010 · Amount on Record
Deed Document Number	2015377
Deed Book / Page	21764 / 1283
Last Transfer Date	Feb 20, 2021
Transfer Doc	0243890177
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	953 SUMMIT OAKS DR, EUREKA, MO 63025-1094
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	US TITLE SOUTH COUNTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	953 SUMMIT OAKS DR, EUREKA, MO 63025-1094

Mortgage

Document Number	0245963778
Date	Jan 19, 2021
Book Page	24596/3778
Instrument	2021011900481

Lender

Name	BANK OF FRANKLIN COUNTY
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

February 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 24, 2021
Property Address	953 SUMMIT OAKS DR, EUREKA, MO 63025-1094
Document Number	0243890177
Book / Page	24389 / 177
Map Reference	MB 354 PG 990-994
Instrument Date	Feb 20, 2021
Instrument	2021022400162
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	953 SUMMIT OAKS DR, EUREKA, MO 63025-1094

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Eureka City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,640 (-) Land $21,090 Building $84,550	$556,000 (-) Land $111,000 Building $445,000
2025	$7,651.00 (+12.61%)	$105,640 (+16.08%) Land $21,090 Building $84,550	$556,000 (+16.08%) Land $111,000 Building $445,000
2024	$6,794.00 (-0.09%)
2023	$6,800.00	$91,010 Land $8,800 Building $82,210	$479,000 Land $46,300 Building $432,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	15 (1983–2017)
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 4 claims Severe Storms And Flooding, Mar 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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