949 Summit Oaks Dr, Eureka, MO 63025 Property Records

St. Louis County property record for 949 Summit Oaks Dr, Eureka, MO 63025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,728 sqft · built 2012
Lot Size	0.233 acres (10,193 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Dec 2020)
Tax Bill	$5,295 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29W-1-4-006-4`

Property Details

APN / Parcel Number

Primary APN	`29W-1-4-006-4`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Game Room	Game Room

Exterior

Year Built	Built 2012
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,193 sqft (0.233 acres)
Garage Area	710 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	44 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	949 SUMMIT OAKS DR
City	EUREKA
State	MO
Zip	63025-1094
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	98R2CUP
Legal Description	ASHTON WOODS PLAT ONE
Legal Subdivision	ASHTON WOODS PLAT ONE
Legal Lot Number	137C
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1068
Census Tract	221503

Owner

Source: St. Louis County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	949 SUMMIT OAKS DR, EUREKA, MO 63025-1094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2020 · Amount on Record
Deed Sale	Dec 28, 2020 · Amount on Record
Prior Sale	Jun 11, 2013
Deed Document Number	2020122800490
Deed Book / Page	24542 / 545
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 28, 2020
Property Address	949 SUMMIT OAKS DR, EUREKA, MO 63025-1094
Document Number	0245420545
Book / Page	24542 / 545
Map Reference	MB 354 PG 990
Instrument Date	Dec 11, 2020
Instrument	2020122800490
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	INVESTORS TITLE CO CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 TOP NOTCH LN # LN204, 615, EUREKA, MO 63025-1169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	949 SUMMIT OAKS DR, EUREKA, MO 63025-1094

Mortgage

Document Number	0245420548
Date	Dec 28, 2020
Book Page	24542/548
Instrument	2020122800491

Lender

Name	CAPGROW HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Eureka City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,800 (+8.28%) Land $21,090 Building $55,710	$404,200 (+8.28%) Land $111,000 Building $293,200
2024	$5,295.00 (-0.08%)
2023	$5,299.00	$70,930 Land $8,800 Building $62,130	$373,300 Land $46,300 Building $327,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	15 (1983–2017)
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 4 claims Severe Storms And Flooding, Mar 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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