953 Hilliard Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 953 Hilliard Dr, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,943 sqft · built 1991
Lot Size	0.675 acres (29,403 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Dec 2021)
Tax Bill	$6,967 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`540-0062-0221-00`

Property Details

APN / Parcel Number

Primary APN	`540-0062-0221-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,943 sqft Living Area
1st Floor Area	1,943 sqft
Basement Area	1,943 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	29,403 sqft (0.675 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	953 HILLIARD DR
City	CINCINNATI
State	OH
Zip	45238-4135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLIARD DR FT IRR R1-T3-S18
Legal Range	01
Legal Township	03
Legal Section	18
Legal Subdivision	OH-MER ESTATE SUB
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1001
Census Tract	21303

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	953 HILLIARD DR, CINCINNATI, OH 45238-4135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Limited Warranty Deed, Transfer · Stand-Alone First Mortgage KEMBA CREDIT UNION INC
Sep 22, 2021	Warranty Deed, Transfer
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Prior Sale	Sep 22, 2021 · Amount on Record
Deed Document Number	0000144687
Deed Book / Page	14555 / 951
Record Updated	Jun 8, 2026

December 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 2, 2021
Property Address	953 HILLIARD DR, CINCINNATI, OH 45238-4135
Document Number	0000144687
Book / Page	14555 / 951
Map Reference	MB 214 PG 75
Instrument Date	Nov 24, 2021
Instrument	2021-0144687
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,005.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	953 HILLIARD DR, CINCINNATI, OH 45238-4135

Mortgage

Document Number	0000144688
Date	Dec 2, 2021
Instrument	2021-0144688

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 22, 2021
Property Address	953 HILLIARD DR, CINCINNATI, OH 45238-4135
Document Number	0000114039
Book / Page	14507 / 484
Map Reference	MB 214 PG 75
Instrument Date	Sep 14, 2021
Instrument	2021-0114039
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Tax	$1,040.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	953 HILLIARD DR, CINCINNATI, OH 45238-4135
Document Number	0000061657
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	THIRD CAPITAL TITLE CINCINNATI, THIRD CAP TITLE CINCINNATI

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	953 HILLIARD DR CINCINNATI OH 452384135, CINCINNATI, OH 45238-4135

Mortgage

Document Number	0000061657
Date	Jun 29, 2020
Book Page	014199/000685
Instrument	61657

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 28, 2030

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,967.00 (+2.5%)	$117,250 (+%) Land $17,447 Building $99,803
2024	$6,797.00 (-0.29%)	$117,249 (-) Land $17,447 Building $99,802
2023	$6,817.00 (+13.37%)	$117,249 (+27.48%) Land $17,447 Building $99,802	$335,000 (+27.48%) Land $49,850 Building $285,150
2022	$6,013.00 Homeowner's exemption	$91,973 Land $16,870 Building $75,103
2020			$262,780 Land $48,200 Building $214,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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