Clermont County property record for 953 Ellson Rd, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,656 sqft · built 2014 |
| Lot Size | 0.238 acres (10,350 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $307,000 (Nov 2020) |
| Tax Bill | $2,692 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-31-02B-301 |
| Primary APN | 41-31-02B-301 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,656 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 52 sqft |
| Unfinished Basement | 52 sqft |
| Family Room | Family Room |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 10,350 sqft (0.238 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 44 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 953 ELLSON RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-1993 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESERVES OF WETHERBY FARMS SECTION 8B; SEE 413102B301T FOR TIF |
| Legal Subdivision | RESERVES OF WETHERBY FARMS |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 41305 |
953 Ellson Rd is owned and occupied by two individuals who bought it in November 2020.
Source: Clermont County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 953 ELLSON RD, CINCINNATI, OH 45245-1993 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK |
| Nov 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage SIBCY CLINE MORTGAGE SERVICES INC |
| Sep 14, 2017 | Deed of Trust, Mortgage · Conventional with PMI HOMETOWN LNDRS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2020 · Amount on File |
| Deed Sale | Nov 17, 2020 · Amount on File |
| Prior Sale | Feb 4, 2015 · Amount on File |
| Deed Document Number | 202032588 |
| Deed Book / Page | 2859 / 2656 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 953 ELLSON RD, CINCINNATI, OH 45245-1993 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026349 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 2823/4345 |
| Instrument | 201900026349 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | MILFORD, OH 45150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 953 ELLSON RD, CINCINNATI, OH 45245-1993 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN HOMELAND TITLE AGCY |
| Name | Verified Name |
|---|
| Document Number | 0000025442 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 2822/5668 |
| Instrument | 201900025442 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Nov 17, 2020 |
| Property Address | 953 ELLSON RD, CINCINNATI, OH 45245-1993 |
| Document Number | 0000032588 |
| Book / Page | 2859 / 2656 |
| Map Reference | CAB 16 PG 195-196 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 202000032588 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | LTOC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 953 ELLSON RD, CINCINNATI, OH 45245-1993 |
| Document Number | 0000032589 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 202000032589 |
| Name | SIBCY CLINE MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 953 ELLSON RD, CINCINNATI, OH 45245-1993 |
| Document Number | 0000023097 |
| Book / Page | 002732 / 001172 |
| Instrument Date | Sep 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2017 |
| Name | Verified Name |
|---|---|
| Address | 953 ELLSON RD CINCINNATI OH 452451993, CINCINNATI, OH 45245-1993 |
| Document Number | 0000023097 |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | 002732/001172 |
| Instrument | 23097 |
| Name | HOMETOWN LNDRS |
|---|---|
| Address | HUNTSVILLE, AL 35806 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 4, 2047 |
The 2025 property tax bill for 953 Ellson Rd was $2,692 with a homeowner's exemption, down 15.3% from the year before.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,692.00 (-15.32%) | $740 (-) Land $740 | |
| 2024 | $3,179.00 (-49.49%) Homeowner's exemption | $740 (-) Land $740 | $2,100 (-) Land $2,100 |
| 2023 | $6,294.00 (+14,537.21%) Homeowner's exemption | $740 (-) Land $740 | $2,100 Land $2,100 |
| 2022 | $43.00 Homeowner's exemption | $740 Land $740 | |
| 2020 | $2,100 Land $2,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 953 Ellson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 953 Ellson Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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