949 Ellson Rd, Cincinnati, OH 45245 Property Records

Clermont County property record for 949 Ellson Rd, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,675 sqft · built 2014
Lot Size	0.201 acres (8,747 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (Nov 2018)
Tax Bill	$2,764 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-31-02B-299`

Property Details

APN / Parcel Number

Primary APN	`41-31-02B-299`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,675 sqft Living Area
1st Floor Area	1,100 sqft
Basement Area	52 sqft
Unfinished Basement	52 sqft
Family Room	Family Room

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,747 sqft (0.201 acres)
View / Lot	Cul-de-sac
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	268 sqft
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	949 ELLSON RD
City	CINCINNATI
State	OH
Zip	45245-1993
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESERVES OF WETHERBY FARMS SECTION 8B; LOT 449; SEE 413102B299T FOR TIF
Legal Subdivision	RESERVES OF WETHERBY FARMS
Legal Lot Number	449
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3000
Census Tract	41305

Owner

949 Ellson Rd is owned and occupied by an individual who bought it in November 2018.

Source: Clermont County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	949 ELLSON RD, CINCINNATI, OH 45245-1993
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2018 · Amount on File
Deed Sale	Nov 15, 2018 · Amount on File
Prior Sale	Apr 7, 2015 · Amount on File
Deed Document Number	201825934
Deed Book / Page	2796 / 3831
Record Updated	Sep 20, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Nov 15, 2018
Property Address	949 ELLSON RD, CINCINNATI, OH 45245-1993
Document Number	0000025934
Book / Page	2796 / 3831
Map Reference	CAB 16 PG 195&196
Instrument Date	Nov 7, 2018
Instrument	201800025934
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	BUCKEYE LAND TITLE CINCINNAT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	949 ELLSON RD, CINCINNATI, OH 45245-1993

Mortgage

Document Number	0000025935
Date	Nov 15, 2018
Instrument	201800025935

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 949 Ellson Rd was $2,764 with a homeowner's exemption, down 15.4% from the year before.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,764.00 (-15.4%)	$630 (-) Land $630
2024	$3,267.00 (-49.59%) Homeowner's exemption	$630 (-) Land $630	$1,800 (-) Land $1,800
2023	$6,481.00 (+17,902.78%) Homeowner's exemption	$630 (-) Land $630	$1,800 Land $1,800
2022	$36.00 Homeowner's exemption	$630 Land $630
2020			$1,800 Land $1,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 949 Ellson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 949 Ellson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20