Lake County property record for 953 Clay Ct, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,560 sqft · built 1949 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (Mar 2026) |
| Tax Bill | $14,630 (2024) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-29-417-005 |
| Primary APN | 16-29-417-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 2,340 sqft |
| 1st Floor Area | 780 sqft |
| 2nd Floor Area | 780 sqft |
| Upper Floors Area | 780 sqft |
| Basement Area | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 125 ft deep x 46 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 12 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 953 CLAY CT |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-2803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESUB OF LOTS 1 & 2 IN REPLAT OF LOTS 11THRU 20 BLK 14 DLFD PK LD & IMP ASSN SUBLOT 6 ALSO TH PT S1/2 VAC ALLEY LYG N & ADJ LOT 6 |
| Legal Subdivision | DEERFIELD PARK LAND IMPROV |
| Legal Block | 14 |
| Legal Lot Number | 1-2,6 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 864801 |
Source: Lake County records, as of July 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 953 CLAY CT, DEERFIELD, IL 60015-2803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC |
| Jun 24, 2019 | Intrafamily Transfer, Transfer · ARM DRAPER & KRAMER MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2026 · Amount on Record |
| Deed Sale | Mar 26, 2026 · Amount on Record |
| Prior Sale | Jun 8, 2016 · Amount on Record |
| Deed Document Number | 20268159475 |
| Prior Transfer Date | Apr 4, 2019 |
| Prior Transfer Doc | 0007571042 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 26, 2026 |
| Property Address | 953 CLAY CT, DEERFIELD, IL 60015-2803 |
| Document Number | 0008159475 |
| Map Reference | DOC 282342 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 8159475 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | PRIORITY TITLE COMPANY, PTC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 953 CLAY CT, DEERFIELD, IL 60015-2803 |
| Document Number | 0008159476 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | 8159476 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 24, 2019 |
| Property Address | 953 CLAY CT, DEERFIELD, IL 60015-2803 |
| Document Number | 0007571042 |
| Map Reference | DOC 282342 |
| Instrument Date | Apr 4, 2019 |
| Instrument | 7571042 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | WHEATLAND TITLE GUARANTY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 953 CLAY CT, DEERFIELD, IL 60015-2803 |
| Document Number | 0007571043 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 7571043 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.5% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $174,717 (+4.84%) Land $31,920 Building $142,797 | $524,204 (+4.84%) Land $95,770 Building $428,434 | |
| 2024 | $14,630.00 (+2.32%) | $166,651 (+4.2%) Land $30,446 Building $136,205 | $500,003 (+4.2%) Land $91,347 Building $408,656 |
| 2023 | $14,298.00 (+12.72%) | $159,934 (+8.04%) Land $29,219 Building $130,715 | $479,850 (+8.04%) Land $87,666 Building $392,184 |
| 2022 | $12,684.00 | $148,034 Land $31,384 Building $116,650 | $444,146 Land $94,161 Building $349,985 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 27 (1982–2017) |
| Claims Outside the SFHA | 6 of 27 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD serves 19,196 people · EPA ID IL0974340 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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