949 Clay Ct, Deerfield, IL 60015 Property Records

Lake County property record for 949 Clay Ct, Deerfield, IL 60015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 1949
Lot Size	0.132 acres (5,750 sqft)
Owner	Trust Name on File
Last Sale	$120,000 (Apr 1994)
Tax Bill	$10,565 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-29-417-006`

Property Details

APN / Parcel Number

Primary APN	`16-29-417-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,444 sqft Living Area
Gross Area	2,269 sqft
1st Floor Area	825 sqft
2nd Floor Area	619 sqft
Upper Floors Area	660 sqft
Basement Area	825 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	125 ft deep x 46 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	949 CLAY CT
City	DEERFIELD
State	IL
Zip	60015-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB OF LOTS 1 & 2 & VACATED ALLEY IN REPLAT OF LOTS 11 TO 20 BLK 14 DEERFIELD PARK LAND & IMPROVEMENT ASSN SUB LOT 5
Legal Subdivision	DEERFIELD PARK LAND & IMPROVEMENT ASSN S
Legal Block	14
Legal Lot Number	1-2,1
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	4
Census Block	4003
Census Tract	864801

Owner

949 Clay Ct is owner-occupied and held in a trust since April 2006.

Source: Lake County records, as of April 29, 2026

Owner of Record	Trust Name on File
Mailing Address	949 CLAY CT, DEERFIELD, IL 60015-2803
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 1994 · Amount on File
Deed Sale	Apr 4, 1994 · Amount on File
Prior Sale	Feb 18, 1994 · Amount on File
Deed Document Number	19943519492
Last Transfer Date	Apr 22, 2006
Transfer Doc	0005992913
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	949 CLAY CT, DEERFIELD, IL 60015-2803
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	949 CLAY CT, DEERFIELD, IL 60015-2803

Mortgage

Document Number	0008123742
Date	Sep 25, 2025
Instrument	8123742

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Deerfield Village
Elementary School District	Deerfield School District 109 (PK - 08)
Secondary School District	Township High School District 113 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$128,495 Land $31,920 Building $96,575	$385,524 Land $95,770 Building $289,754
2024	$10,565.00 (-1%)
2023	$11,739.00 (+6.06%)	$117,623 (-9.5%) Land $29,219 Building $88,404	$352,905 (-9.5%) Land $87,666 Building $265,239
2022	$11,068.00	$129,967 Land $31,384 Building $98,583	$389,940 Land $94,161 Building $295,779

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 949 Clay Ct in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	27 (1982–2017)
Claims Outside the SFHA	6 of 27
Most Recent Claim	Oct 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 949 Clay Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEERFIELD serves 19,196 people · EPA ID IL0974340
Water Source	Purchased surface water from HIGHLAND PARK
Last State Inspection	Oct 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20