Oakland County property record for 9475 Rustic Cir, White Lake, MI 48386
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,540 sqft · built 1987 |
| Lot Size | 0.471 acres (20,517 sqft) |
| Owner | Individual Name on File |
| Last Sale | $68,000 (Mar 2012) |
| Tax Bill | $1,284 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | Y-12-26-411-025 |
| Primary APN | Y-12-26-411-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Basement Area | 413 sqft |
| Unfinished Basement | 413 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Tri-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 20,517 sqft (0.471 acres) |
| Lot Dimensions | 130 ft deep x 120 ft wide |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 90 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 9475 RUSTIC CIR |
|---|---|
| City | WHITE LAKE |
| State | MI |
| Zip | 48386-3047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1D |
| Legal Description | T3N, R8E, SEC 26 CEDAR CREST SUB NO 4 LOT 268 EXC ELY 20 FT |
| Legal Range | 08E |
| Legal Township | 03N |
| Legal Section | 26 |
| Legal Subdivision | CEDAR CREST SUB |
| Legal Lot Number | 268 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WHITE LAKE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 130600 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9475 RUSTIC CIR, WHITE LAKE, MI 48386-3047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Sep 10, 2021 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Oct 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2012 · Amount on File |
| Deed Sale | Mar 29, 2012 · Amount on File |
| Prior Sale | Jun 21, 2011 · Amount on File |
| Deed Document Number | 201258781 |
| Deed Book / Page | 43993 / 272 |
| Prior Transfer Date | Jun 28, 2011 |
| Prior Transfer Doc | 0000125455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9475 RUSTIC CIR, WHITE LAKE, MI 48386-3047 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 9475 RUSTIC CIR, WHITE LAKE, MI 48386-3047 |
| Document Number | 0000131058 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | 60625/160 |
| Instrument | 131058 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9475 RUSTIC CIR, WHITE LAKE, MI 48386-3047 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9475 RUSTIC CIR, WHITE LAKE, MI 48386-3047 |
| Document Number | 0000218756 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 56832/636 |
| Instrument | 218756 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9475 RUSTIC CIR, WHITE LAKE, MI 48386-3047 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9475 RUSTIC CIR, WHITE LAKE, MI 48386-3047 |
| Document Number | 0000100478 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 56061/364 |
| Instrument | 100478 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9475 RUSTIC CIR, WHITE LAKE, MI 48386-3047 |
| Document Number | 0000088723 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 9475 RUSTIC CIR WHITE LAKE MI 483863047, WHITE LAKE, MI 48386-3047 |
| Document Number | 0000088723 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 054171/000014 |
| Instrument | 88723 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 4, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9475 RUSTIC CIR, WHITE LAKE, MI 48386-3047 |
| Document Number | 0000175176 |
| Instrument Date | Oct 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 9475 RUSTIC CIR WHITE LAKE MI 483863047, WHITE LAKE, MI 48386-3047 |
| Document Number | 0000175176 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 053406/000248 |
| Instrument | 175176 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 21, 2049 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | White Lake Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,284.00 (-42.45%) Homeowner's exemption | $145,130 (+13.09%) | $290,260 (+13.09%) |
| 2024 | $2,231.00 (+14.06%) | ||
| 2023 | $128,330 | $256,660 | |
| 2021 | $1,956.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | May 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE LAKE TOWNSHIP serves 6,619 people · EPA ID MI0007065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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