9527 Ray Rd, Gaines, MI 48436 Property Records

Genesee County property record for 9527 Ray Rd, Gaines, MI 48436

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,008 sqft · built 1989
Lot Size1.24 acres (54,014 sqft)
OwnerOwner Name on File
Tax Bill$12 (2024)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN01-04-200-006

Property Details

APN / Parcel Number

Primary APN01-04-200-006

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,008 sqft Living Area

Exterior

Year BuiltBuilt 1989
Foundation TypeRaised
Lot Area54,014 sqft (1.24 acres)

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number0104200006
Street Address9527 RAY RD
CityGAINES
StateMI
Zip48436-9634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionA PARCEL OF LAND BEG 200 FT W OF NE COR OF SEC TH S 1 DEG 12 MIN E 416.62 FT TH N 89 DEG 57 MIN 46 SEC W 130 FT TH N 1 DEG 12
Legal Range05E
Legal Township05N
Legal Section04
JurisdictionGENESEE MI
Township / Civil DivisionARGENTINE
Census Block Group1
Census Block1004
Census Tract13001

Owner

Source: Genesee County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address9527 RAY RD, GAINES, MI 48436-9634
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMar 15, 2011
Transfer Doc0000028860
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address9527 RAY RD, GAINES, MI 48436-9634
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069067
DateOct 7, 2020
Instrument202010070069067
Lender
NameCOMMUNITY DEVELOPMENT HOME INMPROVE
TypeNon-Lending Institution
AddressASHLEY, OH 43003
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionArgentine Township
Unified School DistrictSwartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax Bill
2024$12.00

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
25 / 3
AT&T
Fixed Wireless
25 / 3
Frontier
DSL
10 / 1

Nearby Properties on Ray Rd

Nearby Streets

Search Property Records by Address or Parcel Number