Genesee County property record for 10021 Ray Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1967 |
| Lot Size | 1.88 acres (81,893 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $123,000 (Jul 2015) |
| Tax Bill | $2,409 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-04-200-004 |
| Primary APN | 01-04-200-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Lot Area | 81,893 sqft (1.88 acres) |
| Garage Area | 1,016 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 10021 RAY RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | W 197 FT OF E 627 FT OF N 25.25 RDS OF NE FR 1/4 SEC 4 T5N R5E |
| Legal Range | 05E |
| Legal Township | 05N |
| Legal Section | 04 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | ARGENTINE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 13001 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10021 RAY RD, GAINES, MI 48436-9756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2015 · Amount on Record |
| Deed Sale | Jul 21, 2015 · Amount on Record |
| Prior Sale | Oct 15, 2008 · Amount on Record |
| Deed Document Number | 201560356 |
| Record Updated | Oct 29, 2026 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Argentine Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,500 (+9.68%) Land $16,500 Building $73,000 | $179,000 (+9.68%) Land $33,000 Building $146,000 | |
| 2025 | $2,409.00 (+3.13%) Homeowner's exemption | $81,600 (+15.91%) | $163,200 (+15.91%) |
| 2024 | $2,336.00 (+51.39%) | ||
| 2023 | $70,400 | $140,800 | |
| 2019 | $1,543.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures