9525 E 109th Cir, Commerce City (Henderson), CO 80640 Property Records

Adams County property record for 9525 E 109th Cir, Commerce City, CO 80640

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,819 sqft · built 2011
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Sep 2024)
Tax Bill	$3,960 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0138904`

Property Details

APN / Parcel Number

Primary APN	`R0138904`
Alternative APNs	`0172110101006` `172110101006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,819 sqft Living Area
1st Floor Area	775 sqft
2nd Floor Area	1,044 sqft
Basement Area	775 sqft
Finished Basement	635 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	180 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R0138904
Old Parcel Number	172110101006
Street Address	9525 E 109TH CIR
City	COMMERCE CITY
State	CO
Zip	80640-7544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:BELLE CREEK FILING NO 2 BLK:7 LOT:6
Legal Range	67W
Legal Township	02S
Legal Section	10
Legal Quarter	NE
Legal Subdivision	BELLE CREEK
Legal Block	7
Legal Lot Number	6
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	1
Census Block	1013
Census Tract	8535

Owner

9525 E 109th Cir is owned and occupied by an individual who bought it in September 2024.

Source: Adams County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9525 E 109TH CIR, COMMERCE CITY, CO 80640-7544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 23, 2018	Warranty Deed, Transfer · Conventional Mortgage DSW MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2024 · Amount on File
Deed Sale	Sep 4, 2024 · Amount on File
Prior Sale	Feb 23, 2018 · Amount on File
Deed Document Number	2024000048393
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	9525 E 109TH CIR, COMMERCE CITY, CO 80640-7544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090130
Date	Sep 10, 2020
Instrument	2020000090130

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Feb 23, 2018
Property Address	9525 E 109TH CIR, COMMERCE CITY, CO 80640-7544
Document Number	0000015370
Instrument Date	Feb 22, 2018
Instrument	2018000015370
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9525 E 109TH CIR, COMMERCE CITY, CO 80640-7544

Mortgage

Document Number	0000015371
Date	Feb 23, 2018
Instrument	2018000015371

Lender

Name	DSW MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 9525 E 109th Cir was $3,960.

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,960.00	$34,500 Land $6,250 Building $28,250	$552,000 Land $100,000 Building $452,000
2023	$6,250.00 (+9.36%)	$37,080 (+10.42%) Land $6,430 Building $30,650	$548,000 (+13.45%) Land $95,000 Building $453,000
2022	$5,715.00	$33,580 Land $12,520 Building $21,060	$483,037 Land $180,000 Building $303,037

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9525 E 109th Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9525 E 109th Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	300 / 60
CenturyLink DSL	140 / 20

May also be available: Aerux Broadband, Verizon.

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