9505 E 109th Cir, Commerce City (Henderson), CO 80640 Property Records

Adams County property record for 9505 E 109th Cir, Commerce City, CO 80640

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,928 sqft · built 2007
Lot Size0.138 acres (5,997 sqft)
OwnerIndividual Name on File
Last Sale$520,000 (Sep 2023)
Tax Bill$5,594 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1721-10-1-01-004

Property Details

APN / Parcel Number

Primary APN1721-10-1-01-004
Alternative APNs
  • 0172110101004
  • R0138902

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,928 sqft Living Area
Gross Area1,960 sqft
1st Floor Area648 sqft
2nd Floor Area664 sqft
Basement Area648 sqft
Finished Basement616 sqft
Unfinished Basement32 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,997 sqft (0.138 acres)
Garage TypeDetached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Slab
Porch Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR0138902
Street Address9505 E 109TH CIR
CityCOMMERCE CITY
StateCO
Zip80640-7544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUB:BELLE CREEK FILING NO 2 BLK:7 LOT:4
Legal Range67W
Legal Township02S
Legal Section10
Legal Quarter1
Legal SubdivisionBELLE CREEK
Legal Block7
Legal Lot Number4
JurisdictionADAMS CO
Township / Civil DivisionBRIGHTON
Census Block Group1
Census Block1013
Census Tract8535

Owner

Source: Adams County assessment roll, APN 1721-10-1-01-004, as of January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9505 E 109TH CIR, COMMERCE CITY, CO 80640-7544
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 06, 2023Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jun 29, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Dec 05, 2017Warranty Deed, Transfer · FHA Mortgage
CITYWIDE HOME LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 06, 2023 · Amount on Record
Deed SaleSep 06, 2023 · Amount on Record
Prior SaleDec 05, 2017 · Amount on Record
Deed Document Number202351009
Record UpdatedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS CO
Recording DateSep 06, 2023
Property Address9505 E 109TH CIR, COMMERCE CITY, CO 80640-7544
Document Number0000051009
Instrument DateSep 01, 2023
Instrument2023000051009
Transaction TypeTransfer
Record UpdatedSep 14, 2023
Title CompanyFIRST AMERICAN

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$52.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address9505 E 109TH CIR, COMMERCE CITY, CO 80640-7544

Mortgage

Document Number0000051010
DateSep 06, 2023
Instrument2023000051010
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2053

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS CO
Property Address9505 E 109TH CIR, COMMERCE CITY, CO 80640-7544
Transaction TypeMortgage
Record UpdatedJul 06, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000077524
DateJun 29, 2021
Instrument2021000077524
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term319 Months
DueJan 01, 2048

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS CO
Recording DateDec 05, 2017
Property Address9505 E 109TH CIR, COMMERCE CITY, CO 80640-7544
Document Number0000106972
Instrument DateDec 01, 2017
Instrument2017000106972
Transaction TypeTransfer
Record UpdatedJan 27, 2022
Title CompanyLAND TITLE GUARANTEE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$32.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address9505 EST 109TH CR, CR, HENDERSON, CO 80640

Mortgage

Document Number0000106973
DateDec 05, 2017
Instrument2017000106973
Lender
NameCITYWIDE HOME LOANS
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

Mortgage

Document Number0000106974
DateDec 05, 2017
Instrument2017000106974
Lender
NameCOLORADO HOUSING & FINANCE AUTHORITY
TypeGovernment Agency
AddressDENVER, CO 80202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Adams County assessment roll as of January 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateColorado
CountyAdams County
MunicipalityCommerce City
Unified School DistrictSchool District 27J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,594.00 (-2.1%)$34,140 (+0.71%) Land $6,800 Building $27,340$502,000 (+0.2%) Land $100,000 Building $402,000
2023$5,714.00 (+3.87%)$33,900 (+4.89%) Land $6,430 Building $27,470$501,000 (+7.77%) Land $95,000 Building $406,000
2022$5,501.00$32,320 Land $12,520 Building $19,800$464,864 Land $180,000 Building $284,864

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Adams County (08001C), as of October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080010085351, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 99.2% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 275 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
JAB Wireless
Fixed Wireless
300 / 60
Lumen Technologies
DSL
140 / 20

May also be available: Aerux, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CO0101140, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSOUTH ADAMS COUNTY WSD
serves 75,559 people
Water SourcePurchased surface water from DENVER WATER BOARD
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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