Howard County property record for 9524 N Laurel Rd, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,520 sqft · built 1958 |
| Lot Size | 0.324 acres (14,113 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Jun 2019) |
| Tax Bill | $7,883 (2026) |
| Deeds & Mortgages | Jun 2019 Sale & Mortgage Apr 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-399622 |
| Primary APN | 06-399622 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,520 sqft Total Area |
| Basement Area | 756 sqft |
| Finished Basement | 756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 14,113 sqft (0.324 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 108 sqft |
| Patio Area | 833 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 399622 |
|---|---|
| Street Address | 9524 N LAUREL RD |
| City | LAUREL |
| State | MD |
| Zip | 20723-1846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | P/O LOTS 22-24 BL 5 9524 N LAUREL RD NORTH LAUREL .324 A |
| Legal Subdivision | NORTH LAUREL |
| Legal Block | 5 |
| Legal Lot Number | 22-24 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 606906 |
9524 N Laurel Rd is owned and occupied by two individuals who bought it in June 2019.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9524 N LAUREL RD, LAUREL, MD 20723-1846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 20, 2019 | Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Apr 21, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Jan 27, 2017 | Deed of Trust, Mortgage · Conventional with PMI STATE EMP CU/MD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2019 · Amount on File |
| Deed Sale | Jun 20, 2019 · Amount on File |
| Prior Sale | Dec 5, 2013 · Amount on File |
| Deed Book / Page | 18732 / 196 |
| Prior Transfer Date | Aug 7, 2015 |
| Prior Transfer Doc | 0164950282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 20, 2019 |
| Property Address | 9524 N LAUREL RD, LAUREL, MD 20723-1846 |
| Document Number | 0187320196 |
| Book / Page | 18732 / 196 |
| Map Reference | LB JHO 60 FO 643 |
| Instrument Date | Mar 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | UNITED TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 18732203 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 18732/203 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9524 N LAUREL RD, LAUREL, MD 20723-1846 |
| Document Number | 0176270075 |
| Book / Page | 017627 / 000075 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2017 |
| Name | Verified Name |
|---|---|
| Address | 9524 N LAUREL RD LAUREL MD 207231846, LAUREL, MD 20723-1846 |
| Document Number | 0176270075 |
|---|---|
| Date | Jun 8, 2017 |
| Book Page | 017627/000075 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9524 N LAUREL RD, LAUREL, MD 20723-1846 |
| Document Number | 0174260189 |
| Book / Page | 017426 / 000189 |
| Instrument Date | Jan 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 9524 N LAUREL RD LAUREL MD 207231846, LAUREL, MD 20723-1846 |
| Document Number | 0174260189 |
|---|---|
| Date | Feb 3, 2017 |
| Book Page | 017426/000189 |
| Name | STATE EMP CU/MD |
|---|---|
| Type | Credit Union |
| Address | GLEN BURNIE, MD 21060 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 2, 2047 |
The 2026 property tax bill for 9524 N Laurel Rd was $7,883 with a homeowner's exemption, up 4.1% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,883.00 (+4.09%) Homeowner's exemption | $514,467 (+6.25%) | $575,000 (+18.75%) Land $286,500 Building $288,500 |
| 2025 | $7,573.00 (+4.3%) Homeowner's exemption | $484,200 Land $191,500 Building $292,700 | $484,200 Land $191,500 Building $292,700 |
| 2024 | $7,261.00 | ||
| 2023 | $441,067 | $484,200 Land $191,500 Building $292,700 | |
| 2022 | $4,723.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9524 N Laurel Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2021–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9524 N Laurel Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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