9430 N Laurel Rd, Laurel, MD 20723 Property Records

Howard County property record for 9430 N Laurel Rd, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,175 sqft · built 1952
Lot Size	0.31 acres (13,509 sqft)
Owner	2 Trust Names on File
Last Sale	$237,000 (May 2010)
Tax Bill	$895 (2026)
Deeds & Mortgages	Oct 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-404766`

Property Details

APN / Parcel Number

Primary APN	`06-404766`
Alternative APNs	`6404766` `404766`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,175 sqft Total Area
Basement Area	391 sqft
Finished Basement	391 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,509 sqft (0.31 acres)
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	404766
Street Address	9430 N LAUREL RD
City	LAUREL
State	MD
Zip	20723-1844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 41 13,509 SQ' 9430 N LAUREL RD NORTH LAUREL BL 6
Legal Subdivision	NORTH LAUREL
Legal Block	6
Legal Lot Number	41
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3002
Census Tract	606906

Owner

9430 N Laurel Rd is owner-occupied and held in a trust since May 2010.

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	9430 N LAUREL RD, LAUREL, MD 20723-1844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2010 · Amount on File
Deed Sale	May 24, 2010 · Amount on File
Deed Document Number	20107169
Deed Book / Page	12463 / 5
Record Updated	Oct 29, 2026

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HOWARD MD
Property Address	9430 N LAUREL RD, LAUREL, MD 20723-1844
Document Number	0184600202
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9430 N LAUREL RD LAUREL MD 207231844, LAUREL, MD 20723-1844

Mortgage

Document Number	0184600202
Date	Nov 26, 2018
Book Page	018460/000202

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2048

Interest

Rate	4.87%

Tax Assessment & Valuation

The 2026 property tax bill for 9430 N Laurel Rd was $895 with a homeowner's exemption, down 81% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$895.00 (-80.98%) Homeowner's exemption	$348,800 (+9.72%)	$410,600 (+29.16%) Land $286,200 Building $124,400
2025	$4,706.00 Homeowner's exemption	$317,900 Land $191,200 Building $126,700	$317,900 Land $191,200 Building $126,700
2023		$290,567	$317,900 Land $191,200 Building $126,700
2022	$3,117.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9430 N Laurel Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2021–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9430 N Laurel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20