95224 Pine Island, Tower, MN 55790 Property Records

St. Louis County property record for 95224 Pine Island, Tower, MN 55790

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 1.5 ba · 1,336 sqft · built 1997
Lot Size1.87 acres (81,457 sqft)
OwnerCompany Name on Record
Last Sale$150,000 (Jan 2017)
Tax Bill$5,270 (2026)
Deeds & MortgagesJan 2017 Sale
Flood ZoneZone X (minimal risk)
APN387-0020-03395

Property Details

APN / Parcel Number

Primary APN387-0020-03395
Alternative APNs
  • 1019903
  • 1158593

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,336 sqft Gross Area
1st Floor Area1,336 sqft
Basement Area1,139 sqft
Finished Basement1,139 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleRustic
Exterior MaterialMetal
Construction TypeFrame
Lot Area81,457 sqft (1.87 acres)
Deck Area170 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1158593
Street Address95224 PINE IS
CityTOWER
StateMN
Zip55790
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionTHAT PART OF G.L.6 DESCRIBED AS FOLLOWS COMMAT SE COR OF G.L.7 THENCE N00DEG31'28"W ALONGE LINE OF G.L.7 950.04 FT THENCE
Legal Range16W
Legal Township63N
Legal Section27
Legal SubdivisionGREENWOOD TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionGREENWOOD
Census Block Group1
Census Block1248
Census Tract15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address4432 SUGAR MAPLE DR, DULUTH, MN 55811-1689
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 18, 2017 · Amount on Record
Deed SaleJan 18, 2017 · Amount on Record
Prior SaleJun 1, 2004 · Amount on Record
Deed Document Number20171302301
Record UpdatedSep 20, 2026

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJan 18, 2017
Property Address95224 PINE IS, TOWER, MN 55790
Document Number00A1302301
Instrument DateJan 13, 2017
InstrumentA1302301
Transaction TypeTransfer
Record UpdatedJan 30, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$495.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1626 LONDON RD #701 DULUTH MN 558121619, 701, DULUTH, MN 55812-1619

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGreenwood Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,270.00 (+57.69%)
2025$3,342.00 (+24.98%)$567,200 (+43.05%) Land $130,000 Building $437,200$567,200 (+43.05%) Land $130,000 Building $437,200
2024$2,674.00$396,500 (+26.6%) Land $123,800 Building $272,700$396,500 (+26.6%) Land $123,800 Building $272,700
2022$313,200 Land $101,400 Building $211,800$313,200 Land $101,400 Building $211,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Pine Island

Nearby Streets

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