95221 Pine Island, Tower, MN 55790 Property Records

St. Louis County property record for 95221 Pine Island, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	4 bd · 1.5 ba · 1,140 sqft · built 1997
Lot Size	6.9 acres (300,564 sqft)
Owner	Company Name on Record
Tax Bill	$6,978 (2026)
Deeds & Mortgages	Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`387-0020-04286`

Property Details

APN / Parcel Number

Primary APN	`387-0020-04286`
Alternative APNs	`1046671` `1170227`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,140 sqft Gross Area
1st Floor Area	996 sqft
Basement Area	996 sqft
Finished Basement	996 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2008
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	300,564 sqft (6.9 acres)

Exterior Amenities

Porch	Porch
Porch Area	128 sqft
Deck Area	24 sqft
Cabin	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1170227
Street Address	95221 PINE IS
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	W1/2 OF E1/2 OF NE1/4 OF NW1/4 EX E1.20 FT & EX W 100 FT SERIAL #
Legal Range	16W
Legal Township	63N
Legal Section	34
Legal Subdivision	GREENWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1248
Census Tract	15502

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6319 SAINT CROIX TRL N, STILLWATER, MN 55082-6935
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 14, 2018
Transfer Doc	000T995447
Record Updated	Oct 29, 2026

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 26, 2018
Property Address	95221 PINE IS, TOWER, MN 55790
Document Number	000T995447
Instrument Date	Feb 14, 2018
Instrument	T995447
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	800 REUNION RD STILLWATER MN 550823442, STILLWATER, MN 55082-3442

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,978.00 (+95.9%)
2025	$3,562.00 (+25.16%)	$719,700 (+70.22%) Land $142,600 Building $577,100	$719,700 (+70.22%) Land $142,600 Building $577,100
2024	$2,846.00	$422,800 (+26.7%) Land $135,600 Building $287,200	$422,800 (+26.7%) Land $135,600 Building $287,200
2022		$333,700 Land $110,500 Building $223,200	$333,700 Land $110,500 Building $223,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 67% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Pine Island

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