9521 Tree Top Ln, Cincinnati, OH 45247 Property Records

Hamilton County property record for 9521 Tree Top Ln, Cincinnati, OH 45247

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,517 sqft · built 1954
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,500 (Mar 2010)
Tax Bill	$5,720 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`510-0420-0037-00`

Property Details

APN / Parcel Number

Primary APN	`510-0420-0037-00`
Alternative APN	`0088880`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,517 sqft Living Area
Gross Area	3,924 sqft
1st Floor Area	1,842 sqft
Basement Area	1,842 sqft
Finished Basement	675 sqft
Unfinished Basement	1,167 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	110 sqft
Deck Area	Deck Area
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	9521 TREE TOP LN
City	CINCINNATI
State	OH
Zip	45247-2333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REAR THOMPSON RD 3.00 AC LOT 14 ADA E & MARY M STEVENS SUB & TRACT ADJ
Legal Subdivision	STEVENS SUB
Legal Lot Number	14
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	1
Census Block	1008
Census Tract	20501

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9521 TREE TOP LN, CINCINNATI, OH 45247-2333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2010 · Amount on Record
Deed Sale	Mar 18, 2010 · Amount on Record
Prior Sale	Oct 16, 2000 · Amount on Record
Deed Document Number	201029748
Deed Book / Page	11384 / 457
Prior Transfer Date	Sep 6, 1991
Prior Transfer Doc	0000072700
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9521 TREE TOP LN, CINCINNATI, OH 45247-2333
Document Number	0000079989
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9521 TREE TOP LN CINCINNATI OH 452472333, CINCINNATI, OH 45247-2333

Mortgage

Document Number	0000079989
Date	Aug 12, 2020
Book Page	014230/000947
Instrument	79989

Lender

Name	KEMBA CU
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 11, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,720.00 (+5.05%)	$96,978 (-) Land $30,940 Building $66,038	$277,080 (-) Land $88,400 Building $188,680
2024	$5,445.00 (+1.15%)	$96,978 (-) Land $30,940 Building $66,038
2023	$5,383.00 (+10.97%)	$96,978 (+35.68%) Land $30,940 Building $66,038	$277,080 (+35.68%) Land $88,400 Building $188,680
2022	$4,851.00	$71,474 Land $36,509 Building $34,965
2020			$204,210 Land $104,310 Building $99,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	16 (1979–2019)
Claims Outside the SFHA	7 of 16
Most Recent Claim	Jun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20