7205 Tree Top Ln, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7205 Tree Top Ln, Cincinnati, OH 45243

Property Summary

Property TypeSingle Family Home
Details5 ba · 3,604 sqft · built 2018
Lot Size0.448 acres (19,554 sqft)
OwnerIndividual Name on Record
Last Sale$674,995 (Dec 2018)
Tax Bill$16,932 (2025)
Deeds & MortgagesNov 2020 Mortgage
Dec 2018 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN525-0007-0460-00

Property Details

APN / Parcel Number

Primary APN525-0007-0460-00

Interior

Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area3,604 sqft Living Area
1st Floor Area1,813 sqft
2nd Floor Area1,791 sqft
Basement Area1,813 sqft
Finished Basement1,531 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area19,554 sqft (0.448 acres)
Garage TypeAttached
Garage Area722 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address7205 TREE TOP LN
CityCINCINNATI
StateOH
Zip45243-2236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTREE TOP LNLOT 3 0.4489 ACTREETOPS OF MADEIRA SUB
Legal SubdivisionACTREETOPS OF MADEIRA SUB
Legal Lot Number3
JurisdictionHAMILTON OH
Township / Civil DivisionMADEIRA
Census Block Group1
Census Block1004
Census Tract24100

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address7205 TREE TOP LN, CINCINNATI, OH 45243-2236
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
SIBCY CLINE MTG SVCS
Dec 31, 2018Warranty Deed, Subdivision Related Transfer · Line of Credit
US BANK NA
Jun 4, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2018 · Amount on Record
Deed SaleDec 31, 2018 · Amount on Record
Prior SaleJun 4, 2018
Deed Document Number2018-0113321
Deed Book / Page13824 / 00021
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7205 TREE TOP LN, CINCINNATI, OH 45243-2236
Document Number0000119542
Instrument DateNov 6, 2020
Transaction TypeMortgage
Record UpdatedJan 19, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7205 TREE TOP LN CINCINNATI OH 452432236, CINCINNATI, OH 45243-2236

Mortgage

Document Number0000119542
DateNov 13, 2020
Book Page014295/000042
Instrument119542
Lender
NameSIBCY CLINE MTG SVCS
TypeMortgage Company
AddressCINCINNATI, OH 45236
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 12, 2050

December 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 31, 2018
Property Address7205 TREE TOP LN, CINCINNATI, OH 45243-2236
Document Number0000113321
Book / Page13824 / 00021
Map ReferenceMB 457 PG 21
Instrument DateDec 19, 2018
Instrument2018-0113321
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,025.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11025 REED HARTMAN HWY, 11025, BLUE ASH, OH 45242-1846

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship

Mortgage

Document Number0000113330
DateDec 31, 2018
Instrument2018-0113330
Lender
NameUS BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 19, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 4, 2018
Property Address7205 TREE TOP LN, CINCINNATI, OH 45243-2236
Document Number0000047039
Book / Page013681 / 000849
Instrument DateMay 21, 2018
Instrument47039
Transaction TypeTransfer
Record UpdatedSep 5, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11025 REED HARTMAN HWY BLUE ASH OH 452421846, BLUE ASH, OH 45242-1846

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMadeira City
Unified School DistrictMadeira City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,932.00 (-0.05%)$280,511 (-) Land $52,500 Building $228,011
2024$16,941.00 (+0.53%)$280,511 (-) Land $52,500 Building $228,011
2023$16,851.00 (-2.7%)$280,511 (+18.73%) Land $52,500 Building $228,011$801,460 (+18.73%) Land $150,000 Building $651,460
2022$17,318.00$236,250 Land $52,500 Building $183,750
2020$675,000 Land $150,000 Building $525,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1995)
Most Recent ClaimMay 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN HILL CITY PWS
serves 15,000 people · EPA ID OH3101112
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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