917 McCay Ave, Mobile, AL 36609 Property Records

Mobile County property record for 917 McCay Ave, Mobile, AL 36609

Property Summary

Property Type	Duplex
Details	1 ba · 2,668 sqft · built 1980
Owner	Individual Name on File
Last Sale	$130,000 (Mar 2018)
Tax Bill	$1,931 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R02280828200007409`

Property Details

APN / Parcel Number

Primary APN	`R02280828200007409`
Alternative APNs	`28 08 28 2 000 074.09X` `01672657` `1672657`

Interior

Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,668 sqft Living Area
1st Floor Area	1,334 sqft
Upper Floors Area	1,334 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1992
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Porch	Open Porch
Porch Area	207 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1672657
Old Parcel Number	R02280828200007409
Street Address	917 MCCAY AVE
City	MOBILE
State	AL
Zip	36609-5178
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 10 BLK 45 MOBILE HEIGHTS F/D/A PINEHUST DBK 138 PG 118 LESS & EXCEPT 5.10 FT WIDE STRIP ACROSS EXTREME WLY PT RESERVED
Legal Range	02W
Legal Township	04S
Legal Section	28
Legal Subdivision	MOBILE HEIGHTS F/D/A PINEHUST
Legal Block	45
Legal Lot Number	10
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	3
Census Block	3015
Census Tract	3704

Owner

Source: Mobile County records · APN R02280828200007409

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	917 MCCAY AVE # A, A, MOBILE, AL 36609-5178
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 28, 2018 · Amount on Record
Deed Sale	Mar 28, 2018 · Amount on Record
Prior Sale	May 11, 2005
Deed Document Number	2018016766
Deed Book / Page	7618 / 1392
Record Updated	Jun 08, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Mar 28, 2018
Property Address	917 MCCAY AVE, MOBILE, AL 36609-5178
Document Number	0000016766
Book / Page	7618 / 1392
Map Reference	MB 138 PG 118-122
Instrument Date	Mar 26, 2018
Instrument	2018016766
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 LEJAY CIR, 102, DAPHNE, AL 36526-7953

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 MCCAY AVE # A, A, MOBILE, AL 36609-5178

Mortgage

Document Number	0000016767
Date	Mar 28, 2018
Instrument	2018016767

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,931.00	$15,130 (-) Land $2,710 Building $12,420	$151,300 (-) Land $27,100 Building $124,200
2024	$1,931.00 (+3.1%)	$15,130 (+3.14%) Land $2,710 Building $12,420	$151,300 (+3.14%) Land $27,100 Building $124,200
2023	$1,873.00	$14,670 Land $2,710 Building $11,960	$146,700 Land $27,100 Building $119,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Based on FCC filings for 361 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.