952 Main St E, Monmouth, OR 97361 Property Records

Polk County property record for 952 Main St E, Monmouth, OR 97361

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,844 sqft · built 1960
Lot Size	0.349 acres (15,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$655,000 (Aug 2026)
Tax Bill	$4,186 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08430-BD-00300`

Property Details

APN / Parcel Number

Primary APN	`08430-BD-00300`
Alternative APN	`190727`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Stories	1 Story
Building Area	2,844 sqft Living Area
Gross Area	4,449 sqft
1st Floor Area	1,905 sqft
2nd Floor Area	939 sqft
Basement Area	939 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1976
Exterior Material	Plywood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,200 sqft (0.349 acres)
View / Lot	Traffic
Garage Area	666 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Deck Area	312 sqft
Patio Area	2,657 sqft
Shed	1 Shed
Shed Area	120 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	190727
Street Address	952 MAIN ST E
City	MONMOUTH
State	OR
Zip	97361-1834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Range	4W
Legal Township	08S
Legal Section	30
Legal Subdivision	POLK COUNTY LAND COMPANY'S ADDITION
Legal Block	2
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	2
Census Block	2000
Census Tract	20304

Owner

Source: Polk County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	952 MAIN ST E, MONMOUTH, OR 97361-1834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Transfer · Conventional Mortgage HOME CORPORATION
Feb 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OREGON STATE CU
Jan 31, 2017	Deed of Trust, Mortgage · FHA Mortgage HOMESTREET BANK
Feb 13, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Prior Sale	May 17, 2005 · Amount on Record
Deed Document Number	20266241
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Aug 5, 2026
Property Address	952 MAIN ST E, MONMOUTH, OR 97361-1834
Document Number	0000006241
Instrument Date	Jul 6, 2026
Instrument	20266241
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	952 MAIN ST E, MONMOUTH, OR 97361-1834

Mortgage

Document Number	0000006242,
Date	Aug 5, 2026
Instrument	20266242

Lender

Name	HOME CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	952 MAIN ST E, MONMOUTH, OR 97361-1834
Transaction Type	Mortgage
Record Updated	Mar 7, 2022
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002592
Date	Feb 28, 2022
Instrument	2022-002592

Lender

Name	OREGON STATE CU
Type	Credit Union
Address	CORVALLIS, OR 97339

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	952 MAIN ST E, MONMOUTH, OR 97361-1834
Transaction Type	Mortgage
Record Updated	Feb 8, 2022
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001139
Date	Jan 31, 2017
Instrument	2017-001139

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	952 MAIN ST E, MONMOUTH, OR 97361-1834
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001430
Date	Feb 13, 2019
Instrument	2019-001430

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 12, 2034

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Monmouth City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,810 (+3%) Land $74,330 Building $177,480	$671,150 (+6.31%) Land $161,980 Building $509,170
2025	$4,186.00 (+3.87%)	$244,480 (+3%) Land $72,170 Building $172,310	$631,300 (-4.01%) Land $144,000 Building $487,300
2024	$4,030.00 (-4%)	$237,360 (+3%) Land $70,070 Building $167,290	$657,640 (-0.89%) Land $141,440 Building $516,200
2023	$4,198.00 (+11.12%)	$230,450 (+3%) Land $68,020 Building $162,430	$663,560 (+6.34%) Land $141,440 Building $522,120
2022	$3,778.00	$223,740 Land $66,040 Building $157,700	$623,980 Land $127,500 Building $496,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONMOUTH serves 11,651 people · EPA ID OR4100537
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Nov 2015
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hunter Communications.

Nearby Properties on Main St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures