1005 Main St E, Monmouth, OR 97361 Property Records

Polk County property record for 1005 Main St E, Monmouth, OR 97361

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,658 sqft · built 1915
Lot Size	0.224 acres (9,734 sqft)
Owner	2 Trust Names on File
Last Sale	$355,000 (Feb 2024)
Tax Bill	$4,043 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08430-AC-03600`

Property Details

APN / Parcel Number

Primary APN	`08430-AC-03600`
Alternative APN	`187325`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,658 sqft Living Area
Gross Area	4,789 sqft
1st Floor Area	1,524 sqft
Attic	Attic
Attic Area	1,008 sqft
Basement Area	1,812 sqft
Finished Basement	630 sqft
Unfinished Basement	1,182 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1965
Architectural Style	Multi-Level
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,734 sqft (0.224 acres)
View / Lot	Traffic
Garage Area	621 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	328 sqft
Deck Area	182 sqft
Patio Area	566 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	187325
Street Address	1005 MAIN ST E
City	MONMOUTH
State	OR
Zip	97361-1836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	ONE STORY W/ATTIC AND BASEMENT
Legal Range	4W
Legal Township	08S
Legal Section	30
Legal Subdivision	DAMONS ADDITION TO MONMOUTH
Legal Block	4
Legal Lot Number	5
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	4
Census Block	4034
Census Tract	20304

Owner

1005 Main St E is held in a trust since February 2024.

Source: Polk County records, as of August 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13775 MONMOUTH HWY, MONMOUTH, OR 97361-9557
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK
Apr 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage R F WILSON
Sep 8, 2017	Warranty Deed, Transfer · Conventional with PMI CASE FLYNN D LIVING TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2024 · Amount on File
Deed Sale	Feb 22, 2024 · Amount on File
Prior Sale	Sep 8, 2017 · Amount on File
Deed Document Number	20241209
Prior Transfer Date	Nov 2, 2004
Prior Transfer Doc	0000017660
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Feb 22, 2024
Property Address	1005 MAIN ST E, MONMOUTH, OR 97361-1836
Document Number	0000001209
Instrument Date	Feb 22, 2024
Instrument	2024-001209
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13775 MONMOUTH HWY, MONMOUTH, OR 97361-9557

Mortgage

Document Number	0000001210
Date	Feb 22, 2024
Instrument	2024-001210

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	1005 MAIN ST E, MONMOUTH, OR 97361-1836
Document Number	0000007487
Instrument Date	Apr 24, 2021
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 MAIN ST E MONMOUTH OR 973611836, MONMOUTH, OR 97361-1836

Mortgage

Document Number	0000007487
Date	Apr 30, 2021
Instrument	7487

Lender

Name	R F WILSON

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Apr 29, 2023

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Sep 8, 2017
Property Address	1005 MAIN ST E, MONMOUTH, OR 97361-1836
Document Number	0000010771
Instrument Date	Sep 7, 2017
Instrument	10771
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	SANTIAM ESCROW INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 MAIN ST E MONMOUTH OR 973611836, MONMOUTH, OR 97361-1836

Mortgage

Document Number	10772
Date	Sep 8, 2017
Instrument	10772

Lender

Name	CASE FLYNN D LIVING TRUST (PT)
Address	PO BOX 5639, SALEM, OR 97304-0639

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	Sep 7, 2022

Mortgage

Document Number	10773,
Date	Sep 8, 2017
Instrument	10773

Lender

Name	DANIEL M & JANET F LOWE
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	36 Months
Due	Sep 7, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 1005 Main St E was $4,043, up 3.9% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Monmouth City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,230 (+3%) Land $57,180 Building $186,050	$571,730 (-1.09%) Land $144,000 Building $427,730
2025	$4,043.00 (+3.85%)	$236,150 (+3%) Land $55,510 Building $180,640	$578,050 (+0.85%) Land $135,200 Building $442,850
2024	$3,893.00 (-4%)	$229,280 (+3%) Land $53,890 Building $175,390	$573,160 (-1.67%) Land $125,840 Building $447,320
2023	$4,055.00 (+11.13%)	$222,610 (+3%) Land $52,320 Building $170,290	$582,890 (+10.07%) Land $125,840 Building $457,050
2022	$3,649.00	$216,130 Land $50,800 Building $165,330	$529,560 Land $116,250 Building $413,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1005 Main St E in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1005 Main St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONMOUTH serves 11,651 people · EPA ID OR4100537
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Nov 2015
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hunter Communications.

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