Nassau County property record for 95178 Sandpiper Loop, Fernandina Beach, FL 32034
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,794 sqft · built 1980 |
| Lot Size | 0.185 acres (8,094 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (Mar 2018) |
| Tax Bill | $13,130 (2025) |
| Deeds & Mortgages | Mar 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-00-30-0606-000D-0000 |
| Primary APN | 00-00-30-0606-000D-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,794 sqft Heated Area |
| Gross Area | 2,646 sqft |
| 1st Floor Area | 1,794 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,094 sqft (0.185 acres) |
| Lot Dimensions | 213 ft deep x 38 ft wide |
| Garage Area | 552 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 300 sqft |
| Deck Area | 572 sqft |
| Patio Area | 572 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 95178 SANDPIPER LOOP |
|---|---|
| City | FERNANDINA BEACH |
| State | FL |
| Zip | 32034-6214 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RSF-1 |
| Legal Description | UNIT D IN OR 2184/1001 THE SANDPIPER UNIT 2 UNR |
| Legal Range | 28E |
| Legal Township | 02N |
| Legal Section | 13 |
| Legal Subdivision | THE SANDPIPER |
| Legal Tract | D |
| Legal Unit | D |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | FERNANDINA BEACH |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 50203 |
95178 Sandpiper Loop, a townhouse, is owned and occupied by two individuals who bought it in March 2018.
Source: Nassau County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95178 SANDPIPER LOOP, FERNANDINA BEACH, FL 32034-6214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2018 · Amount on File |
| Deed Sale | Mar 20, 2018 · Amount on File |
| Prior Sale | Aug 13, 2004 · Amount on File |
| Deed Document Number | 201808605 |
| Deed Book / Page | 2184 / 1001 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Mar 20, 2018 |
| Property Address | 95178 SANDPIPER LOOP, FERNANDINA BEACH, FL 32034-6214 |
| Document Number | 0021841001 |
| Book / Page | 002184 / 001001 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 8605 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2018 |
| Title Company | FIRST COAST TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $5,950.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 825 LASALLE ST JACKSONVILLE FL 322072949, JACKSONVILLE, FL 32207-2949 |
The 2025 property tax bill for 95178 Sandpiper Loop was $13,130 with a homeowner's exemption, up 1.1% from the year before.
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,130.00 (+1.14%) Homeowner's exemption | $885,089 (+2.9%) | $1,021,895 (+6.41%) Land $750,000 Building $271,895 |
| 2024 | $12,982.00 (+0.97%) Homeowner's exemption | $860,145 (+3%) | $960,333 (+15%) Land $700,000 Building $260,333 |
| 2023 | $12,857.00 (+11.01%) Homeowner's exemption | $835,092 (+1%) Land $600,000 Building $235,092 | $835,092 (+1%) Land $600,000 Building $235,092 |
| 2022 | $11,582.00 | $759,188 Land $500,000 Building $259,188 | $759,188 Land $500,000 Building $259,188 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95178 Sandpiper Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 630 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,202 units insured incl. 572 condo units |
| Nearby Flood Claims | 50 (1985–2025) |
| Claims Outside the SFHA | 38 of 50 |
| Most Recent Claim | Mar 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95178 Sandpiper Loop is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NASSAU-AMELIA UTILITIES private · serves 9,750 people · EPA ID FL2450022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile.
4G LTE only, no 5G reported
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