95162 Sandpiper Loop, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 95162 Sandpiper Loop, Fernandina Beach, FL 32034

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,218 sqft · built 1980
Lot Size	0.145 acres (6,322 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Mar 2021)
Tax Bill	$8,234 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`00-00-30-0605-0606-0000`

Property Details

APN / Parcel Number

Primary APN	`00-00-30-0605-0606-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,218 sqft Heated Area
Gross Area	1,692 sqft
1st Floor Area	576 sqft
Upper Floors Area	604 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,322 sqft (0.145 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	144 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	95162 SANDPIPER LOOP
City	FERNANDINA BEACH
State	FL
Zip	32034-6214
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RSF-1
Legal Description	LOT 606 THE SANDPIPER 1 PB 4/78 & 79
Legal Range	28E
Legal Township	02N
Legal Section	13
Legal Subdivision	THE SANDPIPER 1
Legal Lot Number	606
Jurisdiction	NASSAU FL
Township / Civil Division	FERNANDINA BEACH
Census Block Group	2
Census Block	2039
Census Tract	50203

Owner

95162 Sandpiper Loop, a townhouse, is owned and occupied by an individual who bought it in March 2021.

Source: Nassau County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	95162 SANDPIPER LOOP, FERNANDINA BEACH, FL 32034-6214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage WKC HOLDINGS LLC
Sep 17, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2021 · Amount on File
Deed Sale	Mar 10, 2021 · Amount on File
Prior Sale	Sep 17, 2020
Deed Document Number	0002441183
Deed Book / Page	2441 / 183
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Mar 10, 2021
Property Address	95162 SANDPIPER LOOP, FERNANDINA BEACH, FL 32034-6214
Document Number	0024410183
Book / Page	2441 / 183
Map Reference	MB 4 PG 78&79
Instrument Date	Mar 10, 2021
Instrument	202145008374
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	960194 GATEWAY BLVD STE 101, 960194, FERNANDINA BEACH, FL 32034-9119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95162 SANDPIPER LOOP, FERNANDINA, FL 32034-6214

Mortgage

Document Number	0002441184
Date	Mar 10, 2021
Instrument	2441/184

Lender

Name	WKC HOLDINGS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 10, 2031

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Sep 17, 2020
Property Address	95162 SANDPIPER LOOP, FERNANDINA BEACH, FL 32034-6214
Document Number	0023930055
Book / Page	002393 / 000055
Instrument Date	Sep 14, 2020
Instrument	45029582
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1001 FERNANDINA BEACH FL 320351001, FERNANDINA BEACH, FL 32035-1001

Tax Assessment & Valuation

The 2025 property tax bill for 95162 Sandpiper Loop was $8,234 with exemptions applied, up 1.2% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,234.00 (+1.22%) Homeowner's exemption Widower's exemption	$575,173 (+2.9%)	$858,355 (+6.95%) Land $725,000 Building $133,355
2024	$8,135.00 (+1.09%) Homeowner's exemption Widower's exemption	$558,963 (+3%)	$802,600 (+27.71%) Land $675,000 Building $127,600
2023	$8,047.00 (+8.67%) Homeowner's exemption Widower's exemption	$542,683 (+3%)	$628,464 (+19.28%) Land $500,000 Building $128,464
2022	$7,405.00 Homeowner's exemption Widower's exemption	$526,877 Land $400,000 Building $126,877	$526,877 Land $400,000 Building $126,877

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95162 Sandpiper Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 630 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,202 units insured incl. 572 condo units
Nearby Flood Claims	50 (1985–2025)
Claims Outside the SFHA	38 of 50
Most Recent Claim	Mar 2025 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, Tornadoes & Flooding, Oct 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95162 Sandpiper Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NASSAU-AMELIA UTILITIES private · serves 9,750 people · EPA ID FL2450022
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

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