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9515 Smith Rd, Gaines, MI 48436 Property Records

Genesee County property record for 9515 Smith Rd, Gaines, MI 48436

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,612 sqft · built 2001
Lot Size4.96 acres (216,493 sqft)
OwnerIndividual Name on Record
Tax Bill$5,017 (2024)
Deeds & MortgagesNov 2023 Transfer
Jun 2021 Transfer
+ 6 more
Flood ZoneZone X (minimal risk)
APN01-10-100-009

Property Details

APN / Parcel Number

Primary APN01-10-100-009
Alternative APN
  • 01-10-100-014

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,612 sqft Living Area
Basement Area2,612 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Lot Area216,493 sqft (4.96 acres)
Garage Area1,632 sqft
Parking Spaces6 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number0110100009
Street Address9515 SMITH RD
CityGAINES
StateMI
Zip48436-9606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionA PARCEL OF LAND BEG S 01 DEG 59 MIN 54 SEC E 1378.52 FT & S 89 DEG 18 MIN 39 SEC E 576.06 FT FROM NW COR OF SEC TH N 04 DEG
Legal Range05E
Legal Township05N
Legal Section10
JurisdictionGENESEE MI
Township / Civil DivisionARGENTINE
Census Block Group1
Census Block1036
Census Tract13001

Owner

Source: Genesee County records, as of October 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9515 SMITH RD, GAINES, MI 48436-9606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2023Intrafamily Transfer, Transfer
Jun 8, 2021Intrafamily Transfer, Transfer
AMROCK LLC
Jun 8, 2021Intrafamily Transfer, Transfer · VA Mortgage
QUICKEN LOANS LLC
Feb 14, 2017Deed of Trust, Mortgage
CITIZENS BANK NA
Aug 17, 2020Quit Claim Deed, Transfer
OTHER
Aug 17, 2020Intrafamily Transfer, Transfer · VA Mortgage
QUICKEN LOANS LLC
Jun 10, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 9, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleJun 8, 2021
Last Transfer DateNov 3, 2023
Transfer Doc0000057087
Record UpdatedJun 8, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGENESEE MI
Recording DateNov 3, 2023
Property Address9515 SMITH RD, GAINES, MI 48436-9606
Document Number0000057087
Instrument DateOct 29, 2023
Instrument202311030057087
Transaction TypeTransfer
Record UpdatedNov 15, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address9515 SMITH RD, GAINES, MI 48436-9606

Transferred To (Grantee/Buyer)

NameVerified Name
Address9507 SMITH RD, GAINES, MI 48436-9606

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGENESEE MI
Recording DateJun 8, 2021
Property Address9515 SMITH RD, GAINES, MI 48436-9606
Document Number202106080053404
Instrument DateApr 1, 2021
Instrument202106080053404
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyAMROCK LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9515 SMITH RD, GAINES, MI 48436-9606

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGENESEE MI
Recording DateJun 8, 2021
Property Address9515 SMITH RD, GAINES, MI 48436-9606
Document Number202106080053402
Instrument DateApr 1, 2021
Instrument202106080053402
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9515 SMITH RD, GAINES, MI 48436-9606

Mortgage

Document Number202106080053403
DateJun 8, 2021
Instrument202106080053403
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueApr 1, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address9515 SMITH RD, GAINES, MI 48436-9606
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008524
DateFeb 14, 2017
Instrument201702140008524
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
AmountAmount Recorded
Term299 Months
DueJan 11, 2042

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGENESEE MI
Recording DateAug 17, 2020
Property Address9515 SMITH RD, GAINES, MI 48436-9606
Document Number0000057222
Instrument DateJul 27, 2020
Instrument57222
Transaction TypeTransfer
Record UpdatedSep 22, 2020
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address9515 SMITH RD GAINES MI 484369606, GAINES, MI 48436-9606

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGENESEE MI
Recording DateAug 17, 2020
Property Address9515 SMITH RD, GAINES, MI 48436-9606
Document Number202008170057220
Instrument DateJan 27, 2020
Instrument202008170057220
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyAMROCK INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9515 SMITH RD, GAINES, MI 48436-9606

Mortgage

Document Number202008170057221
DateAug 17, 2020
Instrument202008170057221
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term354 Months
DueFeb 1, 2050

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGENESEE MI
Recording DateJun 10, 2019
Property Address9515 SMITH RD, GAINES, MI 48436-9606
Document Number0000042964
Instrument DateMay 23, 2019
Instrument42964
Transaction TypeTransfer
Record UpdatedJul 16, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address9515 SMITH RD GAINES MI 484369606, GAINES, MI 48436-9606

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGENESEE MI
Recording DateSep 9, 2019
Property Address9515 SMITH RD, GAINES, MI 48436-9606
Document Number0000058638
Instrument DateMay 23, 2019
Instrument58638
Transaction TypeTransfer
Record UpdatedSep 25, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address9515 SMITH RD GAINES MI 484369606, GAINES, MI 48436-9606

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionArgentine Township
Unified School DistrictByron Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$293,100 (-18.63%)$586,200 (-18.63%)
2024$5,017.00 (-8.15%)
2023$360,200$720,400
2019$5,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

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