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10363 Smith Rd, Gaines, MI 48436 Property Records

Genesee County property record for 10363 Smith Rd, Gaines, MI 48436

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,296 sqft · built 1995
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$90,000 (Aug 2020)
Tax Bill$874 (2025)
Deeds & MortgagesOct 2021 Mortgage
Aug 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-09-100-004

Property Details

APN / Parcel Number

Primary APN01-09-100-004

Interior

Full Baths2 Baths
Building Area1,296 sqft Living Area
1st Floor Area1,296 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleModular
Foundation TypeNo Foundation
Lot Area87,120 sqft (2 acres)
Garage Area396 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address10363 SMITH RD
CityGAINES
StateMI
Zip48436-9752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionA PARCEL OF LAND BEG N 89 DEG 46 MIN 06 SEC W 870.21 FT FROM N 1/4 COR OF SEC TH N 89 DEG 46 MIN 06 SEC W 260 FT TH S 0 DEG
Legal Range05E
Legal Township05N
Legal Section09
JurisdictionGENESEE MI
Township / Civil DivisionARGENTINE
Census Block Group1
Census Block1021
Census Tract13001

Owner

Source: Genesee County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10363 SMITH RD, GAINES, MI 48436-9752
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CASON HOME LOANS
Aug 6, 2020Deed, Transfer
SARGENTS TITLE COMPANY LLC
May 31, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2020 · Amount on Record
Deed SaleAug 6, 2020 · Amount on Record
Prior SaleMay 31, 2019 · Amount on Record
Deed Document Number202055441
Last Transfer DateOct 8, 2021
Transfer Doc0000079856
Record UpdatedSep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGENESEE MI
Recording DateOct 8, 2021
Property Address10363 SMITH RD, GAINES, MI 48436-9752
Document Number0000079856
Instrument DateOct 8, 2021
Instrument202110080079856
Transaction TypeTransfer
Record UpdatedOct 3, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10363 SMITH RD, GAINES, MI 48436-9752

Mortgage

Document Number0000079857
DateOct 8, 2021
Instrument202110080079857
Lender
NameCASON HOME LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionGENESEE MI
Recording DateAug 6, 2020
Property Address10363 SMITH RD, GAINES, MI 48436-9752
Document Number202008060055441
Instrument DateJul 30, 2020
Instrument202008060055441
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanySARGENTS TITLE COMPANY LLC

Transaction

AmountAmount Recorded
Tax$774.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address950 TRADE CENTRE WAY # WAY400, 950, PORTAGE, MI 49002-0487

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10271 NICHOLS RD, GAINES, MI 48436-8907

May 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionGENESEE MI
Recording DateMay 31, 2019
Property Address10363 SMITH RD, GAINES, MI 48436-9752
Document Number0000040018
Instrument DateMay 22, 2019
Instrument40018
Transaction TypeForeclosure
Record UpdatedJul 12, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$645.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address950 TRADE CENTRE WAY #400 PORTAGE MI 490020493, 400, PORTAGE, MI 49002-0493

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionArgentine Township
Unified School DistrictByron Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$874.00 (-66.91%) Homeowner's exemption$94,100 (+17.19%)$188,200 (+17.19%)
2024$2,641.00 (+113.33%)
2023$80,300$160,600
2019$1,238.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		25 / 3
T-Mobile
Fixed Wireless		25 / 3

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